For financial leasing, financial leasing is also a kind of loan, and financial leasing is a kind of loan with collateral. Financing leases are financing loans issued by finance companies. Because it is a loan. Therefore, financial leasing is also a credit report at the meeting, and the financial leasing loan service will be directly displayed on the credit report.
Like bank loans, financial leasing adopts the interest calculation method of "paying interest with principal". This method is to calculate the interest that the customer should pay according to the actual occupation time of the borrowed funds. That is to say, after the customer repays part of the funds, the interest paid by the customer will also decrease with the decrease of the funds actually occupied by the bank (company). From this perspective, financial leasing and bank loans are the same. Compared with bank loans, financial leasing mainly charges more service fees and nominal commodity prices. The service fee is the rental amount multiplied by the service rate, and the nominal price is the rental amount multiplied by the nominal price rate. The service fee will be charged in one lump sum at the initial stage of project implementation.