It depends on whether it is realized or not, but if it is, it is reliable.
The "****share economy" is hot, starting with online car rental, short-term rentals, ****share bicycles and other forms of business, and the emergence of "****share washing machine" "****share gym " "*** enjoy playground" and other new terms. However, the industry generally believes that
"*** enjoy the economy" label can not be indiscriminately stick, can not be "short-term / short-term rental" and "*** enjoy" mixed together, because the The core of the "****sharing economy" is to improve the utilization of resources, especially idle resources.
Jiefang Daily's Shangguan News reporter noted that a new concept called "****sharing healthcare" has recently emerged. At a time when many patients believe there is a shortage of medical resources, is "**** enjoy medical" an innovation or a gimmick?
What does "****** enjoy medical care" look like?
Chen Lei, director of marketing and patient experience at Shanghai First Women's and Infants' Healthcare Hospital, said that ****healthcare includes online consultations, as well as multi-practice and physician groups, which are currently permitted by policy. Based on the knowledge surplus, patients' immediate needs, and artificial intelligence technology to form *** enjoy medical products, it is expected to release the repetitive work of doctors, cross-space and cross-region to solve the problem of uneven medical resources, doctor-patient conflicts.
However, in addition to these **** enjoy medical approach, there are entrepreneurs are exploring more "**** enjoy medical" logic.
Zhong
To help the founder and CEO of Joke, said their goal is to provide a low-threshold, cost-effective solution to major medical expenses. Specifically, through the "mutual *** enjoy medical expenses" "*** enjoy medical resources" "big health management
management", to solve the members of the medical costs of major illnesses, medical efficiency The company's products and services are designed to meet the needs of the market and to provide the best possible service. For example, in the case of "mutual **** enjoy medical expenses", the user prepays the risk compensation sharing funds to join the platform, and then can obtain **** enjoy the risk and
the ability to bear the risk.
For example, in late January 2017, Zheng from Fuqing, Fujian was first diagnosed with a malignant tumor in the First Hospital Affiliated to Fujian Medical University. And in the second half of 2016, Zheng
mou participated in the Mutual Aid*** Enjoy Medical Expenses program. According to the project, Zheng's malignant tumor incident was verified by a third-party auditing agency through several steps, including investigation and case publicity, and he could receive 30
million yuan of mutual aid money shared by other members on the platform. This mutual aid comes from 5.476 million people participating in the ****enjoy medical plan, with an equal share of 0.06 yuan per person.
"If there are more members who are willing to ***Enjoy, then the less each person shares equally in each mutual event." Jock said this is the application of mutual insurance in the medical field, that is, "one person gets sick, everyone shares equally, members both help and benefit," the essence of which is also a kind of *** enjoyment of the economy.
Innovation, but to adhere to the "good intentions"
So, the form of mutual insurance to promote "*** enjoy medical", in the end reliable?
Professor Wei Li, director of the China Insurance Research Institute and head of the insurance department at Renmin University of China, believes it can be seen as a complementary form of social security.
She
pointed out that with the changes in the social structure, the demand for social security has increased dramatically, and the traditional social security model can no longer meet the needs of modern society, there is an urgent need to reform the social security system, and to construct a social security system that matches the market economic system
set. At present, in addition to the basic social security system led by the government, the supplementary social security needs to be supported by the government by the private sector and the market to solve the problem, generally including enterprise annuities, philanthropy, mutual
protection and other forms.
Weili believes that the "*** enjoyment economy" provides new ideas for expanding the form of social security, through the *** enjoyment of security, *** enjoyment of health care and other ways to enhance social welfare, drive the security cause of innovation and development
development, and solve social anxiety. In this process, it is necessary to make full use of big data, blockchain and other new technologies in the information age, integrate resources and allocate them more effectively, reduce the cost of enjoying resources and services, and develop areas that are not yet the focus of insurance or not easy to realize, so that it can become a partner of insurance and a useful supplement to the multi-level social security system.
Financial writer Wu Xiaobo believes that, for the "*** enjoy medical" innovation, we must first see whether it has "good intentions": "The reconstruction of the world is essentially driven by the good intentions of human beings. ".
He
said that the essence of the ****sharing economy lies in the "sharing of society's excess time and resources to generate new business models". In this process, the use of information, capital leverage, through decentralization makes the integration of resources, efficiency
higher, to achieve the fair docking of people and resources; the use of big data to calculate the possibility of social public **** resources construction with foresight. From this essence, *** enjoyment economy to the business model innovation progress significance is to reflect the
commercial "goodwill".
From the viewpoint of form, the business model of ****sharing economy can be colorful and involves many fields. But the medical industry has its own special characteristics, human life is critical, to the patient individual or family
means a lot, so any innovation must first meet a condition, that is, with enough "good intentions". The idea of "*** enjoy medical" is very good, but in specific practice, we must adhere to the basic principle of "goodwill", don't just talk about the business model because
Taking advantage of the "*** enjoy economic" express train. The business model is the only thing that is being talked about.
What is the future of ****healthcare?
***Healthcare is different from the rest of the ****health economy and is highly specialized. So where is the future of ****healthcare in the eyes of professionals?
Chen Lei believes that ****healthcare should have to activate the redistribution of surplus high-quality resources and release production capacity through innovative, technological means and tools. In the future, ****healthcare will involve hierarchical diagnosis and treatment, referral, expert doctor resources, academic resources and testing resources ****healthcare, mobile healthcare, big health industry chain, medical data, training and other fields, and gradually improve.
In the opinion of industry experts, the core of ****healthcare is to activate the medical surplus resources in the existing healthcare system, promote the full market-oriented flow of high-quality medical resources, balance the imbalance of supply and demand between different geographical areas and different healthcare institutions, enhance the precise matching between doctors and patients, promote the graded diagnosis and treatment and the policy of multi-practice to realize the win-win situation for doctors, patients and hospitals, and help the healthcare system to improve. This is a win-win situation for doctors, patients and hospitals, and will help to reform the supply side of the healthcare system.
Qiao
Ke also believes that "mutual help" is only the initial stage of ****healthcare, and the next step is to solve the problem of "mismatch of healthcare resources and indiscriminate use of medical services" according to the principle of ****health economy. He envisioned that there could be an Internet platform to negotiate and cooperate with medical
institutions, and by bringing together a large number of qualified hospitals, doctors, medical drugs and other medical resources, use Internet technology to provide rapid matching services for both the demand side and the supply side. In this way, patients are able to accurately find good hospitals and see a more
convenient and efficient, while saving money and medical resources.