Medicare Taiping Insurance ProtonMind Medical Insurance is a product that specializes in providing the insured with proton heavy ion protection,*** with a coverage of 3 million, its advantages include comprehensive coverage, cheap premiums, etc., and the pit is mainly the lack of guaranteed renewal. Overall, this therapeutic insurance is average in terms of value for money.
Pacific Life recently released a new Proton Heavy Ion Health Insurance policy named Proton Peace of Mind 2021 Proton Heavy Ion Health Insurance. Many people were attracted to the 2019 version just because of its low price and high coverage, so is the coverage excellent and is it necessary to order this product?
If you want to know about TaiPing ProtonMind 2021 Proton Heavy Ion Medical Insurance in advance, my schoolmates have organized it all in this review article:"How is TaiPing Life ProtonMind 2021 Medical Insurance?
A. How is the protection of Taiping Life Quality Assurance 2021 Proton Heavy Ion Medical Insurance
Schoolmates have already made a good picture of the product form of Taiping Life Quality Assurance Medical Insurance, and shared it with you:
Quality Assurance 2021 Medical Insurance
According to the above chart, it can be clearly seen that this is a specialized protection of proton heavy ion insurance, and does not provide general medical and critical illness medical insurance, then we *** with the same study of this product protection to do a good job!
1.? Proton heavy ion protection is more comprehensive
Proton heavy ion technology we first understand: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors, radiation therapy, is internationally recognized as the most advanced, ideal radiation therapy technology for tumors. This technology adjusts the large energy of rays to the cancerous tumors and can focus on irradiating the disease without damaging the normal cells too much.
China reached explosive growth in the number of people going to Japan for medical treatment in 2016, with more than 500,000 outbound medical trips, five times the number in 2015. Indeed, Japan's proton heavy ion technology is more mature and advanced than China's, and the cost of treatment is lower than China's.
In the World Health Organization (WHO) rating in recent years, Japan has been ranked first for several years; the number of Japanese facilities dedicated to proton and heavy ion therapy and the level of technology is quite outstanding, so people are very fond of going to Japan for cancer treatment.
According to the relevant industry analysis, China's proton heavy ion therapy equipment in the number of the introduction of not much, and a relatively lack of experience in the treatment of other countries to do a comparison of the proton heavy ion therapy found that the gap is really not small, which in fact, is still because of these two aspects:
One of the reasons is that China's use of the proton heavy ion for the treatment of the disease of the number of institutions is relatively small, the number of cases There are also not so many, which makes China's proton heavy ion center engaged in the relevant medical personnel lack of practical experience.
On the other hand, at present, China's proton heavy ion centers are not very good at treating patients in this area, still preferring to accept some early, single-focal point patients, but almost confiscate the treatment of middle and late stage lung cancer patients.
Currently, many medical insurance policies only have domestic medical coverage for proton reion, which is usually only one million dollars. Take a look at this Proton Peace of Mind 2021 Proton Heavy Ion Medical Insurance, which not only has a 100% money payout ratio for Proton Heavy Ion at specific hospitals in China, but also provides a 100% compensation ratio coverage at 21 designated Proton Heavy Ion medical institutions in Japan.
If you are looking for even better proton reionization technology, many medical insurance policies can hardly meet the coverage requirements, and this Pacific ProtonMed 2021 Proton Reionization Medical Insurance can largely provide comprehensive coverage in this regard.
2.? Poor renewal terms
The renewal terms of this PPS 2021 ProtonMedic are quite poor and there is no guarantee of renewal. If one day, this product is no longer continue to sell, or another situation, the insured can not continue to buy this product after 60 years old, compared with some of the medical insurance in the market that does not guarantee renewal, up to 100 years old, its renewal conditions are even worse, we do not recommend that you spend too much effort on this insurance, because it does not provide a long-lasting protection.
Many insurance policies have different renewal conditions, so you need to go through them in advance, and we recommend that you read this article:"How to Renew a Medical Insurance Policy and What to Look for?
Secondly, is it worthwhile to buy the 2021 Proton Heavy Ion medical insurance policy
To summarize, the 2021 Proton Heavy Ion medical insurance policy covers only Proton Heavy Ion, so I don't really recommend this product as the only medical insurance policy. But it can be used as a supplemental insurance to the comprehensive medical insurance for millions of people.
And in this year's global epidemic has not been fully resolved, the treatment abroad is already risky, not to mention that it is now difficult to go to Japan for treatment.
So, at this stage, I don't really recommend you to buy this medical insurance, you can pay more attention to the comprehensive coverage and value-added services of the excellent million medical insurance:Top 10 Million Dollar Medical Insurance Ranking Freshly Released!
Written in the end
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