Technology Enabled Service First Everbright Bank Builds Transaction Banking Digital Service Capability

In recent years, Everbright Bank has integrated cash management, supply chain finance, cross-border finance and other major transaction banking products and services to build transaction banking online service capabilities.

Everbright Bank focuses on the treasury management needs of enterprises in the supply chain industry chain, actively implements the Opinions of Eight Ministries and Commissions on Regulating the Development of Supply Chain Finance to Support the Stable Circulation and Optimization and Upgrading of Supply Chain Industry Chains, and builds an open banking service capability based on the customers' viewpoints to provide financial support for the construction of the core enterprises*** enjoying the economy. With financial services as a link, it provides transaction banking financial services integrating account, financing and settlement for enterprises in the "chain", and becomes a provider of comprehensive financial service programs in the industrial chain and ecosystem, helps core enterprises promote the healthy development of industrial ecology, improves the overall operational efficiency of the supply chain industry chain, reduces enterprise costs, and serves the development of the real economy. The development of the real economy. At the same time, we are exploring the construction of mobile service capabilities, and successively launching the functions of mobile cash withdrawal, payment and code consumption of unit settlement card, so as to provide convenient financial services for small and medium-sized micro-enterprises.

With the rapid development of Internet technology and financial technology, the demand for financial services in the fields of government services, education, and healthcare is growing rapidly. Everbright Bank has keenly captured the market demand and exported its transaction banking product and service capabilities under the business scenarios of bidding deposit management, direct collection of electricity, non-tax collection, and supervision of education funds to dock with the Internet scenarios and enterprises, to build a platform for attracting and acquiring customers and optimizing services.

These are the most important and most important of all, and the most important of all.

Everbright Bank focuses on the integration of banking and enterprise service channels, integrating account management, settlement services, electronic vouchers and other financial products, and integrating identity authentication, information query and other public **** services to provide enterprises with better payment and settlement experience, better financing products, and lower financial management costs. The advantages of commercial banks in terms of technology application, hardware equipment, professional talents and industry experience have been utilized to comprehensively support the reform of state-owned enterprises, the upgrading of government services and the construction of enterprise financial intelligence, and the establishment of a new mode of cooperation between banks and enterprises.

At the same time, through the dual-track mechanism of "technology stationing" and "operation and maintenance services", the technology-enabled services provide digital support for product innovation, process optimization, and customer marketing, and promote enterprises to build new competitiveness for sustainable development.