2. Why can't the Dongguan medical insurance card buy drugs at the pharmacy?
Why is my health insurance card can only be used for hospitalization, and can not buy drugs? The first thing you need to do is to get your hands on a new one, and you'll be able to do that. If you can't buy drugs on your health insurance card, and you can only use it for hospitalization, it's because the percentage of health insurance you pay for is relatively low. Our employee health insurance a **** there are two levels of contributions, 4% and 8%, so as the enterprise in the staff to speak, he is generally in accordance with the 8% to pay for their own health insurance. First of all, there are two kinds of pharmacies: one is designated by the Social Security Administration, and the other is not, only the designated ones can swipe the card. Medical insurance is divided into 2 kinds: one is the personal contribution amount (such as enterprise employees), part of which is allocated to the medical insurance card, can be used to buy zero medicine. The other type is for individuals who pay less (e.g., agricultural cooperative) and do not transfer money to the medical insurance card. The card can only be used for hospitalization. The scope of medical insurance reimbursement is very wide, and medical expenses are generally differentiated according to the characteristics of their medical services, which mainly include doctor's outpatient fees, medication, hospitalization, nursing care, hospital miscellaneous fees, surgical fees, and all kinds of examination fees. Medical expenses are all kinds of costs incurred by the patient for treatment, which include not only the doctor's medical and surgical fees, but also the costs of hospitalization, nursing care, and hospital equipment. At present, only those who have paid urban employees' medical insurance can use the card to buy medicines at pharmacies. Urban residents medical insurance and new rural cooperative are not allowed. Secondly, the basic medical insurance for urban workers consists of two parts, one is the individual account, which can be used for drugstore purchases, outpatient expenses, etc.; the other is the integrated fund, which can be used for hospitalization reimbursement of serious illnesses, which is coordinated and operated by the social security fund management department. On the other hand, the urban and rural residents' medical insurance only includes the integrated fund, which can only be used for hospitalization reimbursement of major illnesses. The basic medical insurance card of enterprise employees, this working person specially establishes a kind of sound protection mechanism, the company and the individual will contribute a part to the social security card, and every month the social security card will return a certain amount of money to your personal account. The money returned to the account, you can use to buy samples directly, if hospitalized, the employee social security can be directly reimbursed for hospitalization, according to the level of the patient's hospital, the reimbursement ratio is not the same3. Dongguan social security card can go to the drugstore to buy medicine
Dongguan social security card in the social security designated drugstore to use, you can to the amount of card, but not cash payment. Instead of cash, you can pay with the amount on the card. There is no reimbursement.4. Can the Dongguan social security card in the pharmacy to buy drugs
Dongguan social security card can be in the pharmacy to buy drugs, but you need to be with the social security card "gold card" of the health insurance account balance to deduct. The "silver card" does not have the function of offline consumption, and there is no other amount of offline consumption. The social security card in the end belongs to the "gold card" or "silver card" to determine the main points: 1. Look at the amount of social security contributions. The "gold card" monthly social security contributions are generally very high, are more than 500 yuan or even some of them reached 1,000 yuan or more. 2. Look at the employer. Generally speaking, civil servants, public organizations, large enterprises and teachers' organizations are all "gold cards". 3. Look at the balance of the Dongguan social security card. In the "Dongguan social security" public number to tie card login, login to view personal information, there are "medical account balance" and "pension account balance" is the gold card, silver card only shows the "pension account balance". "The first thing you need to do is to get your hands dirty.5. Dongguan can use the social security card pharmacy
Dongguan social security card can not be used in Shenzhen Dashenlin pharmacy, social security card is not the national universal, not the national network, so the Dongguan social security card can only be used in Dongguan. Query social security card way: 1, social security center inquiry. Bring your ID card to the district social insurance agency business hall query. 2, the Internet query. Log on to your city's labor security network or social insurance website, click on the "personal social security information query" window, enter my ID card and password, you can query my insurance information. 3, telephone consultation. Call the comprehensive service telephone of labor security for policy consultation and information inquiry.4. Touch-screen inquiry. If there is a social insurance touch-screen query system in the business hall of each district social insurance agency, brush your card or enter your card number or ID number according to the screen prompts to make inquiries.6. Can the Dongguan social security card go to the pharmacy to buy drugs
Not necessarily. In the case of Dongguan social security, for example, the social security card is divided into a gold card and a silver card. The gold card is generally municipal insurance units, according to my understanding of the local people to the village insurance unit is also the gold card. We generally have silver cards for companies and factories. The difference between the gold card and the silver card: First, the use of different people. According to the original regulations, "Municipal employees use the gold card, while township employees and urban and rural residents use the silver card". Second, the scope of coordination. The "Silver Card" includes both inpatient and outpatient coordination, and realizes basic medical protection for most people at a lower contribution rate. The original "Golden Card" included inpatient coordination and individual accounts, meaning that "Golden Card" participants could receive reimbursement for inpatient expenses, but had to pay for outpatient expenses for minor ailments on their own. Although they are entitled to supplemental hospitalization medical insurance, the payment standard is nearly seven times higher than that of the "silver card". Third, the medical treatment is different. Gold card holders enjoy a higher standard of medical treatment, but the amount of money spent is higher, which is not conducive to the greater effectiveness of health insurance funds. Through the above we understand that only the gold card can buy drugs in the designated pharmacies.