Medical Equipment Guarantee after Liberalization in COVID-19

Infected with COVID-19, how to seek medical treatment?

At present, 90% of the infected people in COVID-19 have no symptoms. Symptoms of patients, a few days before infection, will appear fatigue, sore throat, dry throat, cough, upper respiratory symptoms, diarrhea, taste disorder, olfactory disorder and so on.

If there is no seizure, no medication is needed. If the body temperature is too high, antipyretic and analgesic drugs and some traditional Chinese medicines can be used to relieve upper respiratory symptoms.

COVID-19 infection, like the flu, is a self-limiting infection, depending on your own immunity.

Drink more hot water at home, and you can prepare some common cold medicines and cough-relieving and phlegm-resolving medicines.

Taking these drugs won't shorten the course of the disease, but it will make you feel better.

Eat more vegetables, fruits and vitamins at home. Vitamin C is helpful to the illness and eat more nutritious food.

After being infected with COVID-19, what expenses can be reimbursed by medical insurance?

Medical expenses are divided into two parts: ① medical insurance reimbursement; ② Self-funded part.

When the self-funded part no longer enjoys state subsidies, the following three parts are treated differently:

1, deductible or deductible

In Beijing, for example, both urban and rural residents have medical insurance, with secondary hospitals in 800 yuan/time and tertiary hospitals in Kloc-0/.300 yuan/time. The deductible line for employee medical insurance hospitalization is 1300 yuan/time.

2. Out-of-pocket expense ratio-reimbursement ratio

Taking Beijing as an example, secondary hospitals and tertiary hospitals pay 22% and 25% respectively for medical insurance reimbursement for urban and rural residents.

However, the self-payment ratio of employee medical insurance is a bit complicated. According to different expenses, such as hospitalization expenses of 65438+100000-300000, the out-of-pocket ratio is15%; For the hospitalization expenses of 40,000-65,438+10,000 files, the secondary hospital pays 3% and the tertiary hospital pays 5%.

3, medical expenses outside the scope of social security

For example, class B drugs, such as the "famous" artificial lung extracorporeal membrane oxygenation treatment, need to pay out of pocket.