Where can I get a loan in Taiyuan, it doesn't matter if the interest rate is better
It is recommended to choose a formal banking channel to apply for a loan so that you can better protect your personal interests and information security. If you must be from the network platform for loans, it is recommended that you choose the following:
1, have money to spend: have money to spend: have money to spend is a large brand of credit services, pure online application, no collateral, simple application materials, the fastest 30 seconds for approval, the fastest three minutes to discharge, up to 200,000, the daily interest rate as low as 0.02%.
2, ants chanting: ants chanting is a loan service launched by Alipay, the application threshold is a sesame seed score of 600 or more. According to the different scores, users can apply for a loan amount ranging from 1,000-300,000 yuan. The maximum repayment period of Chanting is 12 months, and the monthly interest rate is minimum 0.45% and maximum 1.8%, which can be repaid as you borrow.
If you have a need, we recommend you to use Du Xiaoman, the former Baidu Finance, completed the split in 2018, to achieve independent operation, the company's background is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan, the formal licensed operation, which is mainly a rich flower credit service, with Baidu brand background and technical support.
In addition, the company also has wealth management, wallet payment, insurance brokerage and other businesses, and accordingly obtained the securities and futures license, payment business license and insurance intermediary license, complete and open license, in line with national regulation.
The amount of money to spend on loans ranges from 500 yuan to 200,000 yuan, with annualized interest rates starting at 7.2%, 10,000 yuan borrowed for one day with interest starting at 2 yuan, with a long loan period, borrowing on a daily basis, repayable on the next day, with interest accruing on a daily basis, and with unsecured, purely credit, full-process online application with ID card and bank card, with the fastest 30-second approval and 1-minute payment, and without any invisible charges.
Du Xiaoman - money flower (second batch) click online measurement amount
Using Baidu's artificial intelligence and big data risk control technology, the whole process of personal information encryption as well as monitoring and protection, each time the loan disbursement, need to verify the password and other verification items, and can only be disbursed to the lender's own name bank card, you can rest assured that the use of.
3, particulate loan: particulate loan is the first Internet bank Tencent micro-banking for WeChat users and mobile QQ users to launch a pure online personal small credit revolving consumer loan products, the use of the user invitation system, the monthly interest rate of 0.6%-1.5%, can be borrowed and paid back.
How do I get a mortgage for a large red book of home equity in Taiyuan?
Prepare the couple's personal detailed version of the credit, the two sides of the personal water, business license, the big red book, go to the bank to consult, credit is not good to go to the institution.
Taiyuan real estate mortgage processing need to provide what information
Loan depends on the purpose, if the application for loans in the China Merchants Bank, the Bank has a personal consumption loan, is the Bank to the natural person issued for the purchase of a car, the purchase of parking spaces, renovation, education, education and learning funds, bulk consumer shopping, travel and other personal or family legitimate consumption purposes of the loan, generally The loan is usually secured by means of a real estate mortgage. You need to provide your personal information and proof of the specific use of funds through the counter personal loan department to apply.
Generally speaking, if you use commercial housing as collateral, the maximum collateralization rate is not more than 70% of the appraised current value of the property; if you use commercial housing as collateral, the maximum collateralization rate is not more than 60% of the appraised net value of the property or 50% of the appraised current value. If the use is for education funding, the term is not more than 8 years (inclusive)
Loan applications generally need to provide the application information:
1. Identification information
2. Marriage proof information: marriage certificate, divorce certificate, unmarried statement, etc.
3. Local residency proof information: any three months of the last year, a list of fixed-line telephone payments, or utility bill payment list, etc. Utility bills, or other information that can prove the address
4. Guarantee proof of information: proof of ownership of the collateral. If there is a *** entitled person, it is also necessary to provide *** entitled person agree to mortgage statement or require *** entitled person to sign in the mortgage contract. Provide other auxiliary security, but also need to provide the appropriate information
5. Proof of use of information: the use of the loan for the purchase of a car / purchase of parking spaces: must be submitted to prove the authenticity of the use of the purchase of real estate, such as the purchase of a car / purchase of parking space contract, letter of intent to subscribe to the deposit receipts, down payment receipts, etc.; the use of the loan for the renovation of the loan: must be submitted to prove the authenticity of the decoration of the information, such as renovation of real estate property ownership certificate and renovation contract, advance payment receipts The loan is used for education and learning: it must be submitted to prove the enrollment information, such as the admission notice issued by the school or similar nature of the proof of information
6. 6. proof of repayment ability information: our bank on behalf of the payroll customers can directly provide their payroll account flow; social security account flow or personal tax statements.
If you need to provide other information for this loan, the bank will notify you in time, and you can confirm this information in detail through the bank when you apply for the loan.
This is the end of the introduction of the Taiyuan mortgage and what is needed for a mortgage in Taiyuan, I do not know if you have found the information you need?