What are the advantages and disadvantages of Taiping insurance quality and peace of mind medical insurance? Is it worth it?

Taiping Life Insurance recently launched a new proton heavy ion medical insurance, named Quality Assurance 202 1 proton heavy ion medical insurance. The version released by 19 is also the price in 9.9 yuan, and the reimbursement of 3 million yuan occupies the market. So, is this product guaranteed to be excellent or not? Will it suffer from the beginning?

Interested friends can have a look at this article: How about Quality Assurance 202 1? Don't be fooled, I don't know yet.

1. Taiping Anxin 202 1 How about proton heavy ion medical insurance?

The first is the essence map:

As can be seen from the chart, this insurance is specially designed to protect proton heavy ions, excluding general medical care and critical medical care. Let's take a closer look at the content of this product guarantee!

1.? Proton heavy ion protection is more comprehensive

Firstly, what is proton graviton? Proton heavy ion radiotherapy refers to the use of proton and heavy ion technology to treat malignant tumors, which is internationally recognized as the "cancer treatment weapon" of the frontier technology of radiotherapy.

This technology can reduce the damage to normal tissues and improve the quality of life of patients while intensively blasting tumors.

20 16 Domestic medical care in Japan has experienced explosive growth. On 20 15, the number of medical personnel going to Japan increased fivefold, and the number probably exceeded 500,000. China's medical market is increasingly favored by Japanese people. Fortunately, compared with China, the technology is more mature, and the price is far lower than that of proton heavy ion medical treatment for cancer in China.

In recent years, the World Health Organization (WHO) ranks first in the comparison of medical standards all over the world. The number and technical level of special facilities for proton and heavy ion therapy in Japan are in the forefront of the world, so everyone is very inclined to go to Japan to treat cancer.

According to the analysis of related industries, the number of proton heavy ion therapy equipment in China is not too much, and the treatment experience is less. Compared with proton heavy ion therapy in other countries, the gap is really big, mainly in the following two aspects:

One is that there are not many institutions in China that use proton heavy ion to treat diseases, and the number of cases is not large, which makes the relevant medical staff in domestic proton heavy ion centers inexperienced.

On the other hand, as far as we know, the performance of the proton heavy ion center in China is still not very good in treating patients. We still want to treat some patients with early single lesions, but there are almost no patients with advanced lung cancer.

At present, many medical insurances only include domestic proton heavy ion medical insurance, and the compensation amount is only 654.38+0 million. However, in this proton heavy ion medical insurance, not only the proportion of proton heavy ion 100% in specific hospitals in China, but also the proportion of 654.38+000% in specific proton heavy ion medical institutions in Japan.

If you are concerned about better proton heavy ion technology, many medical insurances can't meet this demand, but this Taiping Anxin 202 1 proton heavy ion medical insurance is different, which can provide comprehensive protection in this respect to a great extent.

2.? The update condition is poor.

The conditions for the renewal of Taipingxin 202 1 Proton Heavy Ion are not unexpected, and there are still uncertainties in the renewal. If one day, this product will not continue to be sold.

Or in another case, the insured can't continue to buy the product after the age of 60. Compared with some common medical insurance that can't guarantee renewal, and the longest renewal can reach 100 years old, its renewal conditions are really unbearable, so don't expect this kind of insurance to give you long-term and stable protection.

Updating conditions is very important. After reading this article, you can avoid stepping on many pits: "Where should I pay attention to the renewal of medical insurance? An analysis! 》

2. Is Taiping Anxin 202 1 proton heavy ion medical insurance worth buying?

Generally speaking, proton heavy ion is the only guarantee of Taiping Anxin 202 1 proton heavy ion medical insurance. Senior sister doesn't recommend this product as the only medical insurance, but it can be used as supplementary insurance to guarantee comprehensive million medical insurance.

Especially when the global epidemic has not been handled well this year, there are certain risks in going abroad for treatment, let alone going to Japan for treatment.

At present, seniors and seniors think that this medical insurance product is not very suitable, and at the same time, they can pay more attention to the excellent million-dollar medical insurance that guarantees comprehensive and value-added services:

Ten million medical insurance rankings are freshly released! 》

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