Residents' health insurance is a medical insurance system set up by our government to meet the basic medical needs of residents. However, not all medical expenses can be covered by this kind of medical insurance. Specifically, the inability to purchase medical insurance refers to restrictions on the reimbursement of certain medical items and drugs and equipment, including high-end medical services and some special therapies.
Residents' health insurance is implemented to solve the medical problems of poor residents. The reason for restricting the payment of certain medical items and drugs and equipment by the residents' health insurance is due to the fact that these items are usually not part of the regular medical services, which are more expensive and in relatively low demand. Since health insurance funds are limited, the government must control such items to ensure fairness and equity.
Faced with the status quo that residents' health insurance cannot be purchased, there are ways to help ourselves, such as purchasing commercial insurance, paying for universal health insurance, major illness insurance, and medical aid. You can also pay more attention to the government's medical policy, and keep abreast of the latest standards and policies of medical insurance payment to avoid any misunderstanding in medical consumption. At the same time, we also need to call on the government to increase medical investment, improve the basic medical insurance system, in order to meet the diversified medical needs of residents.