There are. Currently there are 4 main types of insurance that can reimburse the cost of a dental visit, as found by Deep Blue Insurance Labs:
Medicare, Accident Insurance, Medical Insurance, and Dental Insurance
1. My teeth are sick, will Medicare cover it?
Nowadays, almost everyone has a health insurance, if there is a problem with my teeth, can I get reimbursed with my health insurance card? Considering that the reimbursement situation is not the same in every region, here is an example:
Directly to the conclusion:
Can be reimbursed: fillings, extractions, periodontal treatment, gingivitis and other illnesses treatment costs.
Not reimbursable: expenses for scaling, veneers, dental implants, orthodontics, cosmetic dentistry, etc.
As you can see, the medical insurance card reimbursement are less expensive items, dental implants, orthodontics and other high-cost items are not reimbursed.
2, dental accidents, accident insurance report?
Accident insurance claims related to teeth, mainly? Accidental medical, accidental disability.
Accidental medical treatment: For example, an accidental fall resulting in bleeding gums is reimbursed through accidental medical treatment.
Accidental Disability: Accidents that result in the loss of more than 8 teeth are considered a 10-level disability.
For example, if you buy a $1 million accident insurance policy, it will pay out $100,000, which is barely enough to cover the cost of a dental implant.
On the whole, the role of accident insurance in reimbursing the cost of dental treatment is also very small.
3, dental treatment, medical insurance can report?
The vast majority of million medical insurance, are not insured dental disease, only insurance accident caused by dental treatment.
Taking the exemption of ZongAn ZongXian eLife 2020 as an example:
Dental diseases and related treatments, orthopedic surgeries are not covered, but those caused by accidents are not subject to this limitation.
So, multi-million-dollar medical insurance is also of limited use when it comes to the cost of dental treatment.
Even some of the higher-end medical insurance policies that have dental coverage are generally cost-effective, we feel, due to their high price and low sum assured.
Then if you want to reimburse dental expenses, there is also a category of dental-specific insurance, how is this type of insurance in the end? The following continues to give you an analysis.
Dental insurance summary, 360-degree analysis and evaluation
Looking at the entire insurance market, dental insurance is not much, deep blue insurance laboratory in the whole network search, and finally found 8:
Directly to the conclusion:
If you want to give your child dental health care:Taikang E Dental Health children's health care, fluoride, fossa closure are included. It's $198 a year.
If you want to do orthodontics for your child: Spending more than $8,000, you can choose Jingdong Allianz's Growth Advantage, which can report up to $50,000; Spending less than $8,000, you can consider E Dental and? Big Bodyguard Dental, the price will be cheaper.
If you are buying for an adult: You can consider Taikang's E Dental Health, and Dadi Da Bao Bao Dental, both of which have the same price for coverage, except that you can't go for treatment within 7 days of purchasing Da Bao Bao.
If you want a dental implant: Taikang dental implant insurance is worth considering, although the premium is a few thousand dollars, but considering the cost of dental implants are mostly more than ten thousand, it is still acceptable.
Since the cost of dental treatment varies a lot in different regions, you can also find out the local cost of treatment before deciding whether to buy this type of insurance.
In addition, if it's just a regular cleaning or filling, there are some more affordable ways to go about it, as we've seen below in the ? fourth paragraph? are also analyzed specifically.
For more questions about insurance, please feel free to ask Deep Blue Insurance. (深蓝保全网通用ID:shenlanbao)>