1, the medical insurance card to implement a real-name system, limited to their own medical use, can not be lent to others;
2, the participant such as their own medical insurance card to be used by others, once more than the annual maximum payment limit, the person himself when he is sick, will not be able to enjoy medical insurance reimbursement;
3, the medical card is a participant should be entitled to enjoy the health care insurance The card is one of the credentials, in principle, is limited to the use of the insured person himself, if the purchase of drugs is not clearly stipulated that the purchased drugs are limited to my use. If there is a balance on the card, it can be used to pay for the out-of-pocket portion at the designated hospitals in the insured area. The use of non-self medical insurance card for medical treatment, is fraudulent fraudulent social insurance behavior, the social security department can impose a fine on the borrower, the lender to stop the medical insurance card reimbursement penalties. However, in some areas, the implementation of family health insurance **** enjoy, in this case, belong to the situation can be paid with other people's health insurance card. The part of the medical expenses of the insured that should be paid by the basic medical insurance fund will be settled directly by the social insurance agency with the medical institutions and drug business units.
The main use of the medical insurance card:
1, the main use of the medical insurance is to pay for outpatient visits;
2, the medical insurance also has other uses, you can use the money in the designated pharmacy to buy drugs (over-the-counter medicines), medical equipment, thermometers and blood pressure meters and other auxiliary examination equipment. You can also pay for medical checkups and other out-of-pocket expenses.
In summary, the health insurance card is a real-name system, so only the person can use it, and no one else can borrow it.
Legal basis:
Article 28 of the Social Insurance Law of the People's Republic of China
Medical expenses that are in line with the basic medical insurance drug catalog, diagnostic and treatment items, standards of medical service facilities, as well as those for emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with state regulations.
Article 4
Employing units and individuals within the territory of the People's Republic of China*** and the State pay social insurance premiums in accordance with the law, and have the right to inquire about the records of payment of premiums and records of the rights and interests of individuals, as well as to demand that the social insurance administration organizations provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.