1. When students seek medical treatment in school health centers and hospitals, they can enjoy instant preferential settlement with their student ID cards and ID cards.
2. The materials to be prepared for reimbursement of general outpatient examination expenses incurred by students seeking medical treatment outside the school include: valid invoices of designated hospitals for medical insurance, original detailed list of examination expenses, original proof of disease diagnosis, original medical records and related lists, which are submitted to the higher authorities for approval after being audited by the school hospital, and the financial department will transfer the reimbursement expenses to the student account by bank transfer.
3. When a student is hospitalized outside the school, the materials to be prepared for reimbursement include: valid invoice during hospitalization, summary list of expenses during hospitalization, discharge summary, copy of ID card and bank card, and proof of transfer to the First Hospital for medical treatment. College students' medical insurance office will sort it out and send it to the medical insurance center for reimbursement. After the medical insurance center accepts and passes the examination, the reimbursement fee will be transferred to the student's personal bank account.
Extended data:
Reimbursement scope:
The scope of medical insurance reimbursement for college students is still relatively wide. Hospitalization due to illness, outpatient emergency rescue, accidents, fractures, joint dislocation and other foreign bodies entering the outpatient respiratory tract all belong to the scope of medical insurance reimbursement for college students.
College students are also concerned about whether dental care can be reimbursed. Dental care can be divided into dental treatment and medical beauty. Included in the scope of medical insurance are the cost of filling teeth (including basic materials and treatment fees), tooth extraction and treatment of periodontal disease and gingivitis.
Medical insurance will not reimburse those related to medical beauty, such as dental implants, porcelain teeth, dental implants and orthodontics.
It should be noted that you must go to the hospital dental department to see a dentist in order to enjoy medical insurance. Generally, tooth extraction in non-medical insurance designated dental clinics cannot be reimbursed.
Reimbursement ratio:
There is no minimum threshold for medical treatment in institutions on campus. If you seek medical treatment outside the school, the minimum threshold is 300 yuan. For outpatient medical expenses above Qifubiaozhun, 40% for tertiary hospitals, 50% for secondary hospitals and 70% for community health service institutions.
Note: The proportion of medical expenses incurred by designated retail pharmacies and ambulances that meet the scope of medical insurance expenses shall be borne by the fund according to the general outpatient standard of secondary medical institutions.
There is no maximum reimbursement for hospitalization expenses. The minimum payment standard for tertiary hospitals is 800 yuan, secondary hospitals are 600 yuan, and community health service institutions are 300 yuan.
Medical expenses between Qifubiaozhun and RMB 6,543,800+8,000 (inclusive) will be reimbursed by 765.438+0% in tertiary hospitals; 75% reimbursement for medical treatment in secondary hospitals; 80% reimbursement for medical treatment in community health service institutions. If the medical expenses exceed 6.5438+0.8 million yuan, 80% will be reimbursed.
China Merchants Cigna Life Insurance official website-College Students' Medical Insurance Reimbursement Ratio
China Merchants Cigna Life Insurance official website-How to reimburse college students' medical insurance