Rural health insurance, is it to protect farmers or hospitals? Why is it still difficult to see a doctor?

Rural health insurance paid every year, and the cost of these years to pay is a trend of rising year after year, but in essence it should actually be to ensure that the average resident to see a doctor. The reason why it is difficult to see a doctor is because the cost of seeing a doctor is rising. Medicare pool of money inside the limited reimbursement rate is restricted, and these years, with the change of living environment, the chances of people appearing more and more diseases, younger and younger more and more obvious.

Difficulty in seeing a doctor is due to lack of money, and the purpose of the existence of health insurance is to reduce the burden of seeing a doctor, but you have to say, so that everyone can afford to see a doctor, impossible ah.


The problem of wealth disparity must exist, do not think that things are so simple, the money inside the health insurance only comes from two parts, one is the money that everyone pays, the other is the transfer of payments made by the state. The money from the transfer payments is essentially the money from taxes paid by individuals and businesses, or else the money can't just appear out of thin air.

Seeing medical insurance can reduce the burden of everyone to see a doctor, do not believe so many folk rumors, said what you have health insurance, you use the drugs will be much cheaper, do not believe if you go to try it yourself. Don't pay health insurance this year, and then have any disease hospitalization you take a look at, usually when you pay health insurance is 8,000 yuan of medical expenses, is not this time you can become 2000 yuan of medical expenses, other people's bed fee is 15 yuan a day, you are not just 5 yuan a day? Things are not as simple as they seem, the reason why there is a problem of difficult access to medical care is that medical resources are unevenly distributed, and the cost of each person's state of this disease that needs to be looked at it is not the same.

China's hospitals are basically public hospitals, private hospitals are relatively few, only increased in these years, the advantage of public hospitals is that it will not be particularly economic. The existence of private hospitals is to make money, it is not only every part of the charge is higher, he will also raise the charges as much as possible, so as to earn more money public hospitals, that the hospital is not their own family, earn how much money does not belong to themselves. public hospitals may also have some problems, but it will not be as obvious as privatized hospitals, at least the cost is not so high ah.