Car damage insurance has increased a lot of insurance liabilities after the fee reform, specifically: car damage insurance, burglary insurance, spontaneous combustion insurance, engine water insurance, glass insurance, unable to find a third party and excluding deductible insurance. In addition, there are three kinds of commercial insurance, namely, scratch insurance, on-board personal insurance and absolute deductible insurance.
The supervision also encourages insurance companies to develop other additional risks, such as wheel loss insurance, medical insurance and external drug liability insurance. The existing auto insurance and medical expenses reimbursement are limited to medical insurance drugs, and the external drugs for medical insurance have to be borne by themselves. If we can develop similar insurance, it is very practical for consumers.
automobile insurance
(1) The insured motor vehicle (including the insured trailer) whose whole vehicle is stolen, robbed or robbed has not been found for 60 days after investigation by the criminal investigation department of the public security at or above the county level;
(2) Reasonable expenses for repairing the insured motor vehicle after it is stolen, robbed or robbed, or causing loss of parts and accessories on the vehicle.