Institutionalized elderly care
These include nursing homes and apartments for the elderly. Elderly people who like to live in groups, especially widows and orphans, live in nursing homes, or form large elderly communities, organizing a large number of elderly people to voluntarily come to live in the community to provide the elderly with all aspects of the specialized services they need. Institutionalized elderly will be the future of the elderly a major way.
Suitable for the crowd: single elderly people who like to have fun.
Home care
Home care refers to the traditional way of old age in which the elderly choose to live in their families, rather than in institutions, in accordance with the living habits of our people.
Suitable for: Due to the influence of traditional culture, more Chinese elderly people still choose to spend their old age at home, especially the elderly and those who have certain prejudices or concerns about going to nursing homes and care homes.
Home-based community care
A new model of care for the elderly that combines home living with socialized in-home services. This model ensures that the elderly, their children, elderly service providers and the government each get what they need, and promotes the full utilization of resources. Community home care makes up for the shortcomings of family care, and is a new model of care that the government strongly advocates.
Suitable for: children are too busy to take care of, and do not want to leave the home of the empty-nested elderly.
Countryside Retirement
The countryside, with its fresh air, superior ecological environment and low cost of living, has attracted many retired elderly people to retire. Some urban elderly originally hometown in the countryside, after retirement is the leaves return to their homes; some elderly is low income, living in the city feel expensive cost of living, so I hope that retirement in the countryside can live easier; some elderly like to stay close to nature, all day planting grass and flowers, climbing the mountains and playing in the water, all day long with the companion of nature is also one of life's great joys, so gave birth to the countryside old age pension pension this pension model. [1]
Suitable for the crowd: "Trees move to death, people move to live", which is a familiar mantra. Some of the elderly although into the late life, but the toughness of life is not reduced, often want to change a place for a different way of life. Undoubtedly, a variety of new models of rural old age, the temptation of such old people.
Housing for the elderly
Elderly people will mortgage or rent out their own property rights, in order to obtain a certain amount of pension on a regular basis, or to receive the services of a senior citizen's apartment a kind of old age. Through certain financial or non-financial mechanisms, the value contained in the housing, especially the great value of the housing that will remain after their death, will be realized and cashed in for old age during their lifetime. This is a great concern to the society.
Suitable for people who have a house in hand, have no children or are not willing to leave their property to their children.
Relocating for old age
Given the huge differences in housing prices, cost of living and ecological environment in different regions, it is a good idea to move out of big cities with high cost of living and poor living environment, and relocate to towns and cities with superior ecological environment and lower cost of living for old age.
Suitable for: the elderly who are not so well off but like to travel and enjoy both traveling and retirement.
Sell your home and retire in a hospital
Elderly people will sell their homes to the public and use the money to live in a better nursing home for the elderly, which saves social resources and adds a lot of fun to the old age, and part of the sale of the home will be sent to a life insurance company for the old age life insurance, which can protect your life in your old age.
Suitable for people who have real estate and don't want to live with their children, and who like to have a lively life.
Leaseback
People will sell their homes with full ownership rights first, and then use the "leaseback" method to achieve the goal of using their homes for old age. Not only can they obtain a large sum of money for their old age, but they can also maintain the long-term or even lifelong right to use the housing in their old age, and have a house to live in as usual, which adds a considerable insurance factor to the better old age of the elderly.
Suitable for people who are reluctant to leave their homes and are more cautious in their investments.
Renting a house and moving into a nursing home
People will rent out a house with full property rights first, and then rent another house to live in or move into a nursing home or nursing home to achieve the goal of housing for the elderly. Not only to protect the old age as usual housing, and obtain a continuous and stable rental income for old age, but also to ensure that the original housing in their own death can still be left to their children as usual, in line with the traditional customs of the people of the country to raise children to prevent the elderly, inheritance.
Suitable for: elderly people who have more than one set of housing or larger housing area.
Base Retirement
In areas around large cities with superior ecological environments, convenient transportation, and relatively underdeveloped economies, large-scale retirement bases are constructed, and elderly people in the cities are voluntarily moved in to live there, implementing base retirement. This practice can greatly enhance the taste and quality of life, but also relatively save the cost of old age. Elderly people living in the base after the elderly, but also the original living in the city has been idle housing, through the rental or sale of the value of the method of revitalization.
Suitable for people who have some financial strength, like to get close to nature and do not want to go too far from home.
Tourism for the elderly
Today, there are some migratory birds of the elderly, respectively, in Qingdao, Harbin, Hangzhou, Haikou, Kunming and other attractions to buy homes, year-round sightseeing tour type of retirement.
Suitable for the crowd: retired in good health, very good financial conditions, happy to take advantage of the leg to visit the country's great mountains and the elderly.
Big house for small house
After retirement, the old man sells the big house he was living in, and then buys a small house suitable for living in, and uses the difference in price between the sale of the house and the purchase of the house to make investments in the stock market or bonds, which will provide a stronger guarantee for the old age. Elderly people can also apply for the difference in the amount of money for old age annuity life insurance, annual cash drawdown for old age, until a certain year and then the small house with the house old age approach, continue to get cash inflow, to support the old age. Or sell the house to the public and live in a nursing home for the rest of your life.
Suitable for people who live in the center of the city.
Combined retirement
Some elderly people can negotiate the sale of their own homes, the money will be merged together, the problem of old age to do a special combination of joint venture to buy a larger area in a better location, the function of a better home, we live together, cooperation in the purchase of housing, *** with the expenses of living together, formed a pension life *** with the body companion old age. The cost of living in old age is also greatly reduced, and eliminates the feeling of loneliness and emptiness.
Suitable for the crowd: a number of like-minded and lower income, poor housing environment for the elderly.
Centralized old age
Rural Zhejiang Province, organized by the township as a unit of the old age institutions, the village of the "three no" old people living in a moderate concentration of old age, by the government to pay the bill. The move has solved many problems for the rural elderly and has been well received.
Suitable for the crowd: rural "no children, no fixed income, no statutory support obligations" elderly.
The sale of homes for the elderly
Many families in the United States have a characteristic transaction of selling homes for the elderly within the family. Parents sell their homes to their children in exchange for money for their pensions. This is the support and inheritance relationship between parents and children, with the use of money in the form of a clear price, equal exchange, on the children who do not want to support their parents and only like to inherit the property is a big blow.
Suitable for: elderly people who are receptive to new ideas.
Hourly care for the elderly
Organize one or two daycare centers like kindergartens, or senior activity rooms, etc., in the community where you live to provide food, entertainment, books, etc., to the elderly, who are hosted here during the day, and your children feel at ease.
Suitable for: the elderly living in the community.
Legacy of support
Elderly people agree with friends and relatives that the other party is responsible for supporting their own old age, and when they die, they will bequeath their housing to the other party. This is a model of "bequest support" that has been widely circulated in civil society for thousands of years and is still recognized by national law. It has a long history as the originator of the "you give me housing, I'll give you old age" housing-for-support model.
Suitable for people who do not have children and want to live with someone they know.
Recruitment of old age
Elderly people in their homes to recruit young college students as tenants, sweeping away the dull twilight of the past, around both more people to take care of, but also a considerable amount of rent for living expenses supplement; young college students, but also help to solve the problem of housing and emotional homecoming; the city's housing resources have been better use, greatly alleviating the housing situation, can be described as a three good things in one go.
Suitable for: the city's widows and orphans.
Small family pension
Using their own housing, renovated into a suitable place for the elderly to live, generally about 10 beds, employing caregivers or by the original family members for the dependents of the service.
Suitable for: semi-self-care and elderly people who cannot take care of themselves.
Monetized Elderly Care
Monetized Elderly Care is a system whereby the relevant authorities put aside a certain amount of money and issue it in the form of monetary vouchers to the elderly in special hardship, who can then hold the vouchers and purchase services in the community, thus realizing home care.
Suitable for: urban special hardship and widows and orphans.
Consumption Pension
Without changing the consumption habits of consumers as well as the business habits of the market, through daily consumption, the state-authorized units, through a certain proportion of consumption credits, increase the saving of pension.
Applicable people: adults over 18 years old.
It is understood that many places across the country have begun to explore the combination of medical care and nursing model of old age. 2016, Beijing's Xicheng, Chaoyang, Haidian, Shunyi, Miyun five districts to pilot the "incapacity subsidy", the economic difficulties of the elderly and the incapacity of the elderly to subsidize no less than 300 yuan per month, to help them improve the ability to buy home care services; Guangxi, to help them improve the ability to buy home care services; Guangxi, to help the elderly to buy home care services. Guangxi proposed that by 2020, it will basically build a well-functioning pension service system covering both urban and rural areas, and the standard community-based pension service centers will basically cover urban communities; every 1,000 elderly people will have 35 pension beds, of which more than 15 beds will be nursing care, and the added value of the health and pension service industry and related industries will reach 200 billion yuan, and 15 or so larger and well-functioning pension service industry centers will be built. and well-functioning elderly care service clusters, and so on.
In addition, the model of sinking medical services into the community and nursing institutions is also a useful exploration. A few days ago, "Kunming city public hospital comprehensive reform pilot implementation plan" came out, the program encourages the transformation of secondary hospitals into community health service institutions, specialty hospitals, elderly care and rehabilitation, etc., mainly to provide basic public **** health services and diagnostic and treatment services for common and frequent diseases, as well as some of the diseases of the rehabilitation, nursing care services. Gu Xin, a member of the CPPCC in Kunming, analyzed that governments at all levels strongly support the development of medical care integration, has its realistic background and urgency. Elderly group disease condition change fast, treatment and rehabilitation cycle is long, to the big hospital is not the best choice. Sinking medical services to the community and nursing institutions has become inevitable.
The Senior Citizen Information Network provides professional information related to the elderly, and we hope it can help you.