Units pay insurance premiums to individuals *** count how much positive solution to consult the unit.
Employee units of social security, including pension insurance, medical insurance, industrial injury insurance, maternity insurance, unemployment insurance. Provident fund referred to as five insurance and one gold.
Pension: 20% of the unit, 8% of the individual. (If the income of 5000 yuan unit to pay 1000 yuan individual to pay 400 yuan.)
Unemployment: 2% of the unit, 1% of the individual.
Medical: unit 4-6%, individual 2-4%. (Unit 200 yuan individual is 100 yuan)
Industrial injury: unit 1%, individual 0%. (The unit pays 50 yuan individual does not contribute)
Maternity: unit 1%, individual 0%.
Provident fund Generally, the unit is 8%-12%, the individual is the same.
Each region has its own policy outside the national minimum guarantee.
Question 2: What kind of insurance does the company give to its employees? 1. Social insurance for employees is now usually said to be five insurance and one gold, specific five insurance that is: pension insurance, medical insurance, unemployment insurance, maternity insurance and workers' compensation insurance; a gold that is: housing provident fund.
"Housing Provident Fund; specific units and individuals to bear the proportion of each bear 50%, that is calculated in accordance with the average annual salary of individuals. State regulations are: housing fund is not less than 10% of the salary, good efficiency units can be higher, employees and units bear 50%. The employee is very affordable ah, that is: pay a get two, to facilitate their future housing convenience!
Five insurance, according to the employee's salary, the unit and the individual's share of the general: pension insurance unit to bear 20%, the individual to bear 8%; medical insurance unit to bear 6%, the individual 2%; unemployment insurance unit to bear 2%, the individual 1%; maternity insurance 1% of all by the unit to bear; work injury insurance 0.8% is also all by the unit to bear, the employee does not bear the individual maternity and work injury insurance.
2. The above insurance state have specific documents, according to the requirements to participate in, but the actual work of the implementation of the local inconsistency;> documents under the early, the above emphasized the need to participate in the type of social insurance is: pension insurance, medical insurance and unemployment insurance.
Question 3: How do you buy insurance for your employees in a regular company? You are talking about social security, right? Generally 2 kinds of "three gold" and "5 gold"
Generally speaking, the enterprise to pay 70%, they pay "30%" or so. The total depends on the base, the base is not the same, the amount of payment is not the same.
If the company does not pay the employee's situation, you can go to the labor department to sue. However, the amount of payment can not be converted into wages, this operation is also illegal labor law.
As for the accident insurance, according to the actual type of work to insure, some positions employees, the enterprise will not give you to vote on the general accident insurance.
Question 4: What kind of insurance can I buy? Generally, what insurance should be insured for the company? Hello! For the company to insure generally have the following kinds of insurance can choose: First, the enterprise property insurance
Enterprise property insurance (including property insurance, construction insurance, fire insurance, etc.) is any enterprise in the production and operation of the process should be the first to consider a basic type of insurance. The insurance covers the loss of the insured property due to natural disasters or accidents in the location of the risk.
Employer's Liability Insurance
Employer's Liability Insurance refers to the medical expenses and financial compensation liabilities that the insured shall bear according to the Labor Law of the People's Republic of China and the labor contract, including the medical expenses and financial compensation liabilities that should be borne by the insured in accordance with the Labor Law of the People's Republic of China and the labor contract, if the employees hired by the insured are involved in the work related to the insured's business in the process of being employed, and they are subject to accidents or suffer from the occupational diseases stipulated by the state related to the business. The insurer shall be responsible for compensating the insured for the medical expenses and financial liabilities, including litigation expenses, within the stipulated compensation limit in accordance with the Labor Law of the People's Republic of China and the labor contract.
Third, the public liability insurance
Public liability insurance applies to factories, office buildings, hotels, homes, stores, hospitals, schools, theaters, exhibition halls and other places of public activity, the coverage of enterprises and public institutions, social organizations, individual entrepreneurs, other economic organizations and natural persons engaged in production, business and other activities in a fixed place due to accidental losses and expenses, the law should bear all kinds of liability. The various liabilities that should be borne by law.
Fourth, the enterprise group accident insurance
Group accident insurance, that is, group accident insurance, is a group way to insure the form of personal accident insurance, the insurance liability usually contains accidental death, accidental disability. It is understood that the insurance company will usually be the policyholder's occupation is divided into four to six categories, the application of different insurance rates. Generally speaking, the premiums usually range from RMB 150 yuan to RMB 300 yuan per person per year, and the insured amount is RMB 100,000 yuan to RMB 200,000 yuan. Although group accident insurance is not mandatory, but the enterprise for the employees to take out group accident insurance, is a thing of benefit, once the accident, the employees can get more compensation, the burden on the enterprise and society will be reduced accordingly.
Question 5: What are the three types of insurance that companies generally provide to their employees? The "five insurance and one gold" refers to five kinds of insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and health
education insurance;
"one gold" refers to the housing provident fund.
Among them, pension insurance, medical insurance and unemployment insurance, these three kinds of insurance are paid by the enterprise and the individual **** the same premiums,
Industrial injury insurance and maternity insurance is completely borne by the enterprise. The individual does not need to pay. It is important to note that the "five
insurance" is legal, and the "one gold" is not legal.
What is the percentage of contribution for "five risks and one pension"?
At present, Beijing's pension insurance contribution ratio: 20% for the unit (of which 17% is allocated to the overall fund and 3% to the personal account
), 8% for the individual (all allocated to the personal account); medical insurance contribution ratio: 10% for the unit and 2% + 3 yuan for the individual;
Unemployment insurance contribution ratio: 1.5% for the unit and 0.5% for the individual; industrial injury insurance is based on the
The unit is divided into the scope of the industry
to determine its injury rate; maternity insurance contribution ratio: unit 0.8%, individuals do not pay.
Provident fund contribution ratio: according to the actual situation of the enterprise, choose the housing fund contribution ratio. But in principle, the maximum
contribution shall not exceed 10% of 300% of the average salary of Beijing employees.
(Co-ordinated fund that is: in the process of the gradual transformation of the pension insurance system from a state-unit system to a state-society system
Need for national co-ordination to solve the problems of unbalanced economic development and the aging of the population.
(1) the establishment of a social co-ordination fund based on the contributions of enterprises; (2) the establishment of individual accounts based on the contributions of employees and enterprises; and (3
) *** to bear the administrative costs of the pension insurance fund. This semi-funded system combining social coordination and individual accounts is
conducive to coping with the crisis of China's aging population, gradually spreading out the cost of transition from the old to the new system, and gradually realizing the transformation from an enterprise pension insurance system to an individual pension insurance system.)
The amount of the four insurance premiums is different in each region, and the base is based on the gross salary. Some enterprises
have a basic salary and some related subsidies, but some enterprises pay only the basic salary, which
is a violation of the law. The specific ratio should be consulted with the local labor department.
Regarding the pension insurance, unemployment insurance and medical insurance withdrawals, it is permitted by law to receive,
by the registration department to issue, for example, "pension insurance, you have to reach the age of consent, unemployment insurance
The receipt of funds is also subject to conditions, such as the street office of the location of your account for proof of unemployment, and
the number of people who can receive the money.
The first thing you need to do is to get a certificate of unemployment, and at the same time
have a job search certificate, which means that you must have the will to look for a job after you are unemployed, so that you can receive the conditions.
If you don't want to work after being unemployed, then you can't be paid insurance benefits. In addition, the pension and the unemployment benefit cannot
be enjoyed at the same time.
? Are you insured during your probationary period?
You should be insured during the probationary period because it is a part of the contract period, it is not isolated
from the contract period. So you should be insured during the probationary period as well. In addition, the enterprise to the employee insurance is a
statutory obligation, does not depend on the parties to the meaning or voluntary or not, even if the employee said do not need to pay the insurance is not
line, and commercial insurance can not replace the social insurance. The benefits of pension insurance
If you have paid pension insurance for more than 15 years and have reached the legal retirement age, you can enjoy the pension insurance benefits:
1. You will receive the basic pension according to the regulations every month until your death.
The formula for calculating the basic pension is as follows:
Basic Pension = Basic Pension + Individual Account Pension + Transitional Pension = Average Monthly Wage of the City's Employees in the Year Prior to Retirement
20% (15% for those who have paid contributions for less than 15 years) + Individual Account Principal, Interest and Interest ÷ 12
0 + Indexed Average Monthly Contributory Wage x 1997 The average monthly indexed contribution salary × years of contribution before the end of 1997 × 1.4%.
2, death treatment. (1) funeral expenses (2) a one-time pension (3) eligible to support the immediate family members of the living
living difficulties in the subsidies, paid monthly until the death of the immediate family members of the support.
Note: Pension insurance should be paid continuously as far as possible, according to the relevant documents, where the enterprise or the insured person pays the basic pension insurance premiums intermittently (except for the unemployed who receive unemployment insurance benefits or those who don't pay the premiums in accordance with the relevant regulations
), the insured person meets the state's old age pension conditions, and when calculating the basic pension, the basic pension is calculated
The basis of calculation of the basic old age pension is the following
Calculation base, according to the cumulative interruption of the contribution time year by year forward to the corresponding year of the previous year's average wage of employees in the city
Calculation (cumulative interruption of the contribution time, according to the per full ...... >>
Question 6: What are the insurances that private companies give to their employees? 1. Social security is the state requires companies to give employees on the basic insurance, the company must give employees on.
2. If there are migrant workers in the company, you can be in the social security together, social security there is a way to pay is the way the migrant workers pay.
3. Commercial insurance is a supplement to the social security of the health insurance, generally on the health insurance, the company is required to choose a way to supplement the medical, one of which is the form of commercial insurance.
4. Employer's liability insurance is a kind of insurance accident due to the employer's (the company's) reasons for the insurance company to pay the victim's compensation, this kind of insurance is also a kind of commercial insurance, is to protect the interests of the company.
Question 7: The general insurance companies are divided into several types of insurance, what are the main categories into life insurance, pension insurance, property insurance, health insurance, etc., of course, all types of insurance companies can represent each other other other types of insurance business. It can also be divided into individual insurance, group insurance, bank insurance and so on.
Question 8: What are the national insurance companies? Chinese insurance companies
1. China Life
2. Ping An Insurance
3. New China Insurance
4. Taikang Life
5. Pacific Insurance
6. 10.PICC Health
11.Minsheng Life
12.Hedong Life 13.Happiness Life
14.Guohua Life
15.Zhengde Life
16.Harvest Life
17.Huaxia Life
18.Yingda Life
19.CITIC Pacific Life
20.Great Wall Life
21.
20. Great Wall Life
21. Centennial Life
22. Kunlun Health
Foreign Insurance Companies
1. Sino-Italian Life
2.
7. China Metropolis
8. China Merchants Sino Life
9. Zhonghong Insurance
10. Zhongde Allianz
11. Haikang Life
12. Luen Thai Metropolis
13. Hengan Standard Life
14. Sino-Dutch Life
15.
16.Ruitai Life
17.Pacific Aetna
18.Cathay Life
19.CBN Kanglian
20.Zhongxin Da Dongfang
21.Haier Insurance
22.Hengkang Tian'an
23.AVIC Tri-Star
24.Sino-French Life
25.
25. Changsheng Life
26. Junlong Life
27. HSBC Insurance
Question 9: What are the auto insurance companies PICC, PICC, Ping An of China, China Dadi, China United, Anbang Insurance, Dupont Insurance, Huatai Insurance, Tian An Insurance, Yong An Insurance, Zheshang Insurance, Zijin Insurance, Minan Insurance, and BOC Insurance;
Foreign-owned: Lippo Insurance
Question 10: What is the scope of coverage of enterprise property insurance Introduction Nowadays, more and more business units are buying enterprise property insurance, but there are still many people who know very little about the enterprise property insurance, in this regard, we have a detailed introduction to the scope of coverage of enterprise property insurance, so that more people understand this insurance. The scope of enterprise property insurance insurable property Insurable property refers to the property that the insurer believes can be insured according to the provisions of the insurance terms. Insurable property can usually be reflected in the following two different ways: one is to reflect the accounting entries, such as fixed assets, current assets (inventory), special assets, investment assets, off-balance-sheet or amortized assets, assets in lieu of custody, etc.; the second is to reflect the type of enterprise property items, such as houses, buildings and ancillary renovation equipment, machinery and equipment, tools, apparatus, production tools, transportation tools and equipment, low-value consumables, raw materials and equipment, and low-worth consumables. The second is reflected in the categories of enterprise property items, such as houses, buildings and ancillary renovation equipment, machinery and equipment, tools, instruments, production tools, transportation tools and equipment, low-value consumables, raw materials, semi-finished products, products in process, finished products or commodities in stock, special reserve commodities, buildings and construction materials. Specifically insurable property Specifically insurable property refers to property whose value is not easy to be determined, or which has a small possibility of damage due to an insurance accident under normal circumstances, and which can be covered by the insurer after special agreement between the two parties and the name and amount of the property are stated in the insurance policy schedule. Specifically insurable property can be further categorized into specifically insurable property without rate increase and specifically insurable property subject to rate increase. The special insurable property without increasing the rate refers to the property with large changes in market price or no fixed price, such as gold, silver, jewelry, jade, jewelry, antiques, paintings, stamps, works of art, rare metals and other precious property, dykes and weirs, sluice gates, railroads, culverts, bridges and wharves, etc.; the special insurable property that needs to increase the rate or needs to be attached with the special provisions of the insurance policy generally includes underground buildings of the mines and the mine pits, equipment and Uninsurable property Uninsurable property Uninsurable property refers to property that is not covered by the insurer. Uninsurable property mainly includes: (1) property that is not general means of production or commodities, such as land, mineral deposits, mines, pits, forests, aquatic resources, etc. (2) property that lacks a basis for value or is very low in value. (2) Lack of value or difficult to identify the value of the property, such as money, bills, securities, documents, books, charts, technical information. (3) Properties that will have adverse social impacts or conflict with the relevant laws and regulations of ***, such as illegal buildings and illegally occupied properties. (4) Property that cannot be insured temporarily due to various reasons. (5) Property that is bound to be dangerous, such as dangerous buildings. (6) Property that should be insured against other types of insurance, such as materials in the course of transportation should be insured against cargo transportation insurance, motor vehicles receiving licenses for normal operation should be insured against motor vehicle insurance, livestock and poultry should be insured against farming insurance, and so on.