Have critical illness settlements depreciated in value after thirty years?

That's a good question, and I actually personally think it will have depreciated in value compared to the CPI. However, as medical technology advances, the cost of healthcare for the same treatment options as today is also decreasing, so correspondingly it should look flat. However, in 30 years time, there may be more sophisticated treatment programs and more advanced medical equipment and technology, and if the cost remains at a high level, the current critical illness compensation may be insufficient, so if your financial condition permits, you should try to purchase the insurance amount based on a reasonable estimate of the amount of costs that may be incurred according to the CPI growth. The company's website is a good source of information about the company's products and services, and it's a good place to start.