What are the conditions for applying for a student education loan

1, urban low income households or rural low income households

Families enjoying the urban or rural minimum subsistence guarantee policy, students applying for a loan, must provide by the civil affairs department of the county and district issued by the current year's examination of the certificate and urban and rural residents of low income subsidies to receive the passbook of the original and a copy of the original examination and return to the applicant, a copy of as loan The copies will be retained as loan documents.

2. Orphans, children of martyrs, and children of favored families

When applying for loans, students must provide the originals and photocopies of certificates related to orphans, children of martyrs, and children of favored families; the originals will be returned to the applicants after examination and approval, and the photocopies will be retained as the loan files.

3, part of the children of disabled families

That is, both parents or one parent belongs to the third level of disability, enjoying the family economic hardship living allowance. When applying for a loan, students must provide the People's Republic of China **** and the State Disabled Person's Certificate and the original and photocopy of the certificate of family economic hardship living subsidy; the original will be returned to the applicant after examination and approval, and the photocopy will be retained as the information in the loan file.

4. Families whose family members have paid large medical expenses due to major illnesses, resulting in financial difficulties

When applying for a loan, such students are required to provide detailed information on the family's financial difficulties as verified and certified by the civil affairs departments of the townships and townships, as well as the originals of the original certificates of diagnosis and settlement documents from hospitals of the county level or above (including the county level), before applying for a loan.

5. Families that have suffered significant personal and property losses due to sudden changes, resulting in financial difficulties

When applying for a loan, students are required to provide detailed information about the family's financial difficulties verified by the civil affairs department of the township or township street before applying for a loan.

6, force majeure or natural disasters caused economic difficulties in the family

The student's family is located in the area of the sudden irresistible calamity or major natural disasters, resulting in economic difficulties in the family, the student in applying for a loan, the student must be verified by the civil affairs departments of the townships and townships of the family to provide detailed information about the economic difficulties, before applying for a loan. Loans.

7. Single-parent families without stable income

If the parents are divorced or one of them has passed away, and there is no stable income, resulting in financial difficulties for the family, the student must provide detailed information about the family's financial difficulties verified by the civil affairs departments of the townships and streets when applying for a loan before applying for a loan.

8, other economic difficulties in the family

Other reasons lead to family economic difficulties, students in the application for loans, must provide by the township street civil affairs department review and by the county (district) civil affairs department recognized by the family's economic difficulties, before applying for loans.