There are two kinds of medical insurance card:
One is the work unit employees, medical insurance by the unit unified insurance, the card and receive the card by the unit's human resources commissioner to participate in the region of the social insurance agency to receive the distribution of the hands of the employees.
The other kind of non-work unit, bring their own ID card to the participating area of the social insurance agency business hall to get.
The time for receiving the card for the first time is usually three months from the approval of the health insurance status.
The processing of medical insurance card for non-workers:
I. Prepare the processing materials in advance.
Original and photocopy of ID card, one-inch bareheaded photo ID, separation procedures, copy of household registration, renewal of health insurance card, etc., each person's situation is different, in accordance with their own actual situation to prepare.
The second is to go to the pension insurance organization where the household registration is located.
Submit the prepared information to the staff, the staff will review the information provided, after the review will issue a payment bill.
Third, payment of contributions.
Based on the bank information on the payment slip, you can apply for a bank card at that bank.
Four, get the card.
After the card is processed, the bank will notify you by phone or text message to collect it, and you can collect your card by going to the health insurance hall with the first payment slip.
1. The medical insurance card
The medical insurance card is a multi-functional debit card that is organized by the local designated agent bank. After the insured unit pays its contribution, the local medical insurance department will entrust the bank to pay the part of the individual account fund to the insured employee's personal medical insurance card at the end of the month.
Documents and formalities required to apply for a health insurance card:
(1) The insured person, carrying his valid documents (ID card, household register, etc.), applies for a health insurance card at a neighboring district or county health insurance center, and the district or county health insurance center completes the application on the spot.
(2) Participants can also go to the neighboring street (town) health insurance service point (hereinafter referred to as the service point) to apply for processing on behalf of the service point will be completed within three working days. Participants should go to the service point within the specified time to collect the medical insurance card that has been processed on their behalf.
(3) The participant can entrust another person to do the processing on his/her behalf. The delegated person shall bring along his/her own and the participant's valid documents when handling the application.
(4) When the employer centralizes the process, the employer can go to the county health insurance center with a letter of introduction from the employer and the valid ID of the person in charge, and then the employer will send the Health Insurance Card to the participant.
2. Main uses of the card
(1) The main use of the card is to pay for outpatient treatment.
(2) There are other uses for the card, which can be used to buy medicines (over-the-counter), medical equipment, thermometers, and blood pressure monitors at designated pharmacies, as well as auxiliary testing equipment. You can also pay for medical checkups and other out-of-pocket expenses.
3. We all know that employee health insurance is generally divided into individual accounts and co-ordinated accounts, the two respectively how to use it?
(1) the designated retail pharmacy drug costs, outpatient, emergency medical expenses;
(2) for their own purchase of commercial insurance, accident insurance, etc.;
(3) the basic medical insurance co-ordination fund of the starting standard of the medical fees;
(4) more than the basic medical insurance co-ordination fund of the starting standard of the proportion of the individual payable expenses
(5) If the personal account is insufficient to pay the portion of the medical fees, the individual will pay for it.