New Yanbao 2020 is a high-end medical insurance product for children, underwritten by Tianan Property and Casualty Insurance. There are two types of coverage plans for this product, and the coverage includes a lot of things, such as outpatient and emergency medical care including acupuncture treatment/medical treatment, and inpatient medical care including accident/illness hospitalization and rehabilitation treatment.
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What is covered by Xin Yan Bao 2020? The coverage of this product is quite complicated, in accordance with the customary for you to organize the basic information table, easy to access, details are as follows:
1.? Principles of Insurance
The age limit for insurance is 0-17 years old, and it is a medical insurance product exclusively for children. The coverage period is one year, which is a short-term medical insurance with one year of payment and one year of coverage. The waiting period is 30 days, and there is no waiting period for outpatient and emergency care, which increases the probability of claims for outpatient and emergency care. 2. Coverage (1) Inpatient Medical Coverage Inpatient Medical Plan 1 coverage of 300,000, Plan 2 coverage of 500,000, there is a 10,000 yuan deductible, 80% reimbursement of public hospitals in the Department of Special Needs, and 100% reimbursement of the other. (2) Outpatient Medical Coverage Outpatient medical coverage has a cumulative limit of $50,000, with 80% reimbursement for the first 5 visits to the Special Needs Department of a public hospital, 100% reimbursement for others, and a flat 50% reimbursement for a cumulative total of 10 visits after 5 visits.