Can commercial insurance reimburse out-of-pocket drugs?

Hello! This depends on the specific situation of the commercial medical insurance you have insured. Generally speaking, ordinary commercial medical insurance reimbursement is limited to social security drugs, that is, self-funded drugs other than social security still have to be paid by consumers themselves.

However, if high-end medical insurance is insured, the scope of reimbursement is relatively wider. In addition to seeking medical treatment in non-designated hospitals, it can also meet the treatment needs of advanced equipment/drugs, and some drugs can be reimbursed at their own expense, but such products also have a certain deductible.

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