The current national conditions determine that our social medical security can only be "low level and wide coverage". This means that the medical insurance we enjoy faces many restrictions. Social security is to give money afterwards, while the critical illness insurance in commercial insurance is to give money after diagnosis. If there is a serious illness, it can make up for the plight of many families who have no money to treat diseases; In addition, the death compensation of commercial insurance can often solve the life difficulties of the insured family. In most cases, MRI can be reimbursed for medical insurance, provided that the insured patients must be insured. However, car accidents and injuries involving compensation cannot be covered by medical insurance, nor can maternal MRI be reimbursed.
Magnetic resonance imaging (MRI) is a large medical equipment, and the examination cost is expensive. Magnetic resonance imaging has been included in medical insurance, and the reimbursement rate varies from region to region, most of which is 80%. If the balance of the medical insurance account is sufficient, you can not spend a penny in the hospital for "nuclear magnetic resonance", and include it in the scope of medical insurance together with other expenses, and calculate the overall proportion by classification. Specific hospitalization-medical insurance hospitalization, except for the self-paid part and self-paid 10%, the part exceeding the hospital medical insurance deductible line enjoys the proportion of overall payment. Different levels of hospitals have different threshold fees and enjoy different proportions of overall payment. Medical insurance for employees accounts for more than 80%, and medical insurance for residents accounts for about 70%. After the magnetic resonance imaging examination was included in the scope of medical insurance reimbursement, the patient's own expenses were significantly reduced. After the policy change, the difference in the amount paid by each person is 405.45 yuan.