New rules for civil servants' health insurance reimbursement in 2023 include unified health insurance reimbursement rate, increased hospitalization reimbursement items, increased drug reimbursement rate, and strengthened reimbursement supervision.
1, unified health insurance reimbursement rate. After the implementation of the new provisions, the health insurance reimbursement rate will be unified to 80%, covering items mainly inpatient costs, outpatient costs, drug costs.
2. Increase in inpatient reimbursement programs. After the implementation of the new provisions, the health insurance institutions will be in the hospitalization reimbursement program to increase the large-scale equipment inspection, medical institutions, such as management costs, in order to better protect the rights and interests of patients.
3. Increase the reimbursement rate for medicines. In order to better protect the rights and interests of patients' medicines, the new regulations will increase the reimbursement rate of medicines, the reimbursement rate is increased to 90%, and the medicines will be divided into three categories, and different reimbursement rates will be set according to different types.
4, strengthen the reimbursement supervision. After the implementation of the new regulations, health insurance agencies will strengthen the supervision of reimbursement programs, and any reimbursement applications that do not meet the health insurance reimbursement standards will be promptly reviewed and the irresponsible will be held accountable. These are the main contents of the new regulations on health insurance reimbursement in 2023. The new regulations will help to better protect patients' rights and interests in medical care and make it easier for patients to access medical services.
The significance of medical insurance
Medical insurance has the basic characteristics of social insurance such as mandatory, mutual aid and social. Therefore, medical insurance is usually legislated by the state, mandatory implementation, the establishment of a fund system, the cost of the employer and the individual **** the same payment, medical insurance premiums are paid by the medical insurance organization, in order to solve the workers due to illness or injury brought about by the medical risk. Medical insurance is when people are sick or injured, by the state or society to give a material help, that is, to provide medical services or financial compensation for a social security system.
China's medical insurance has been implemented for more than forty years and has played a positive role in safeguarding the health of workers and maintaining social stability. It guarantees the scope of coverage of all employers and their employees of the basic medical care, the need to enhance the level of health, so that our people's lives have greatly improved. Especially in solving the problem of high medical expenses when employees suffer from serious illnesses, through the "mutual aid and mutual assistance", not only effectively share the risk, but also fully embodies the principle of social justice guiding ideology.