The difference between electronic medical insurance card and medical insurance card;
1, the difference between payment methods. Electronic medical insurance card: it belongs to online medical insurance card. When the insured uses the electronic social security card to pay medical expenses, they only need to show the QR code of the electronic medical insurance card or pay directly online. Entity medical insurance card: it is a card-based entity card. If you pay for medical expenses, you need to swipe your card at a designated hospital or pharmacy.
2. Morphological differences of cards. Electronic medical insurance card: it exists in the form of internet, displayed by mobile phone, and there is no real card. Entity medical insurance card: it is a multifunctional entity IC card with a chip, which records all kinds of information of the insured;
3. The scope of use is different. Electronic medical insurance card: Only supported hospitals and pharmacies can use it, so its use range is limited.
How to use the medical insurance card:
1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money;
2. Inquire about the balance of medical insurance card: Insured employees can inquire about the balance by telephone, or at the Bank Savings Office of China or the designated hospitals and pharmacies in the urban area. You can also log in to the social security inquiry system online;
3. Inquiry of medical insurance card transaction: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, at China Bank Savings Office with their ID cards and medical insurance requirements. If you have any questions about the transaction records, you can go to the retail business department of Bank of China for enquiry.
4. Medical insurance card password: The insured employees can change their passwords by phone or bring their ID cards to the Bank of China Savings Office. If the insured employee forgets the password, he can report the loss of the original password and change the password with his ID card at China Bank Savings Office;
5. Custody of medical insurance card: Insured employees should keep the medical insurance card properly. If they accidentally lose it, please immediately issue a letter of proof to the unit and stamp it in the medical insurance office for confirmation. Then, they will take their ID cards to China Bank Savings Office to report the loss and go through the formalities. After 7 days, they can get a new card.
legal ground
People's Republic of China (PRC) social insurance law
Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.