1. After visiting the outpatient or emergency clinic of the hospital, only medical expenses above 1800 RMB can be reimbursed, and the reimbursement ratio is 50%;
2. If the retiree is under 70 years old, expenses above 1300 RMB can be reimbursed, and the reimbursement ratio is 70%;
3. If the retiree is retiree over 70 years old, expenses over $1300 can be reimbursed the reimbursement rate is 80%.
Reimbursement conditions:
1, the applicant has applied for enrollment procedures, paid the full amount of medical insurance premiums;
2, the cooperative medical designated medical institutions for medical treatment;
3, the participants in the record medical institutions for medical treatment of inpatient hospitalization medical expenses incurred, and pay cash in advance, and to save the relevant documents and information.
In summary, there are other uses for health insurance, you can use the money to buy medicines (over-the-counter medicines) at designated pharmacies, medical equipment, thermometers and blood pressure monitors, and other such auxiliary examination equipment. You can also pay for medical checkups and other out-of-pocket expenses.
Legal basis:
"The Chinese people*** and the State Social Insurance Law" Article 23
Employees should participate in the basic medical insurance for employees, by the employer and the employee in accordance with the state regulations*** with the payment of basic medical insurance premiums.
Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the State regulations.
Article 24
The State establishes and perfects a new type of rural cooperative medical care system.
Methods for administering the new type of rural cooperative medical care shall be prescribed by the State Council.
Article 25
The State establishes and improves the basic medical insurance system for urban residents.
Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.
The government shall subsidize the portion of individual contributions required by those who are entitled to the minimum subsistence guarantee, persons with disabilities who have lost the ability to work, and elderly persons over the age of sixty and minors from low-income families.