Dot mole belongs to the category of beauty, and generally cannot be reimbursed through medical insurance.
First, the nature of Dot mole.
Dot mole refers to the removal of moles on the skin by laser, surgery and other methods, which belongs to a kind of cosmetic plastic surgery. Although Dot mole can improve her appearance, she does not belong to the category of disease treatment, so she cannot be reimbursed through medical insurance.
Second, the provisions of medical insurance.
According to the relevant regulations of the National Medical Insurance Bureau, the medical insurance fund is mainly used to pay the medical expenses incurred by the insured due to illness or accidental injury. Cosmetic surgery does not belong to the category of disease treatment, so it is not covered by medical insurance.
Third, the cost of Dot mole.
As Dot mole belongs to the category of beauty, its expenses generally need to be borne at its own expense. The specific cost varies according to factors such as regions and hospitals. It is recommended that you know the relevant fees in advance when choosing services in Dot mole. Dot mole is usually regarded as a kind of beauty, because it involves the modification and improvement of the skin. But whether you can get medical insurance depends on the specific policy and region. Generally speaking, medical insurance is to protect people's basic medical needs, including disease treatment, drug costs, medical equipment use and so on. Used for cosmetic needs, such as Dot mole, tattoos, cosmetic surgery, etc. There are usually specific regulations and restrictions on whether you can get medical insurance. In some insurance policies and regions, Dot mole may be regarded as a medical beauty act, so it is impossible to take medical insurance. In other policies and regions, Dot mole may be regarded as medical care, so it can take medical insurance.
To sum up:
Dot mole belongs to the category of beauty, not disease treatment, so it cannot be reimbursed through medical insurance. You need to bear the expenses of Dot mole at your own expense.
Legal basis:
Article 30 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the following medical expenses are not included in the payment scope of the basic medical insurance fund: (1) Those that should be paid by the industrial injury insurance fund; (2) It shall be borne by a third party; (three) shall be borne by public health; (4) Go abroad for medical treatment. Therefore, cosmetic surgery like Dot mole is not covered by the basic medical insurance fund.