Guangzhou Housing Provident Fund Management Center.
Employees can apply for withdrawal of housing provident fund under any of the following circumstances.
1, purchase, construction, renovation or overhaul of owner-occupied housing with ownership;
2, repayment of the principal and interest of a loan for the purchase of a house;
3, renting of a house for self-occupation;
4, leaving the service, retiring (or reaching the legal age of retirement);
5, total loss of working ability and termination of the labor relationship with the unit;
6. Those who have left the country for settlement;
7. Those who are not from the city's hukou and have terminated labor relations with their units;
8. Those whose hukou has been moved out of the city and have terminated their labor relations with their units;
9. Those who have been laid off or unemployed, and those who are 45 years of age for males and 40 years of age for females, and have been laid off or unemployed for more than 12 consecutive months;
10. If an employee dies or is declared dead, and his/her heirs or legatees apply for withdrawal of the balance of contributions in the employee's housing fund account.
Expanded Information:
Employees in line with the provisions of the withdrawal conditions, should provide a copy of the "Housing Provident Fund Withdrawal Application Form", a copy of my ID card, the withdrawal of the applicant in Guangzhou City, the Construction Bank, Industrial and Commercial Bank of China, Bank of China, Bank of Guangzhou, Agricultural Bank.
Everbright Bank, Agricultural and Commercial Bank of China, Ping An Bank, CITIC Bank, Industrial Bank, China Merchants Bank, one of the current passbook or a copy of the bank savings card.
Copies of the corresponding certificates (see below for details), etc. The certificates must be provided in original for verification. In case of withdrawal by canceling the account, if the employee has already received the reconciliation book, he/she is also required to provide the original reconciliation book.
If the withdrawal is handled by the unit operator, the withdrawer's Power of Attorney for Individual Withdrawal from Housing Provident Fund, the ID card of the person acting on behalf of the withdrawer, the Detailed List of Collective Withdrawal from Housing Provident Fund (without the need to provide the Application Form for Withdrawal from Housing Provident Fund), and the Power of Attorney for Collective Withdrawal from Housing Provident Fund from the unit should also be provided.
If the withdrawal is done by another person, a copy of the identity card of the person doing the withdrawal (and the original for verification) and the original notarized certificate of entrustment should be provided. The employee's death can not be withdrawn by the unit collective proxy.
Corresponding documents should include:
1, non-mortgage purchase of owner-occupied housing:
①Purchase of a first-hand building (the date of application is no more than two years from the date of payment of the last payment), provide the city (or district) real estate transactions registered by the department of supervision and registration of the contract (has been out of the property rights certificate, you need to provide the certificate of title to the property), the invoice for the purchase of housing.
②Purchase of second-hand buildings (applied for within two years from the date of obtaining the deed tax certificate), to provide the certificate of title to the premises, the deed tax certificate.
③ purchase of land acquisition compensation to increase the size of the housing area (within two years from the date of obtaining the invoice for the purchase of the increased area), to provide housing demolition and resettlement agreement, the purchase of the invoice for the increase in the size of the housing area.
4 purchase of auction houses, procedures with the "② non-mortgage purchase of second-hand buildings.
2, the repayment of the principal and interest of the purchase loan (in the repayment period to apply), to provide the contract for the sale of commercial properties (has been out of the real estate title certificate, you need to provide the real estate title certificate), the loan contract with the bank, the purchase of invoices (second-hand houses need to provide the deed tax certificate).
3. For the construction of self-built houses (application within the validity period of the authorization), a certificate of land use consent (or real estate title certificate) from the township (township) or higher urban construction department, an approval letter from the township (township) or higher planning department for the construction of the house, and invoices or receipts of the cost of construction of the house are provided.
4. For those who want to renovate or add to their own houses (applying within the validity period of the approval), they should provide the approval letter of the township (township) or above urban construction department agreeing to renovate or add to their houses, the certificate of the ownership of the land, and the invoice or receipt for the cost of renovating or adding to their houses.
5, overhaul of self-occupied housing (in the validity of the approval of the application), to provide the town (township) above the housing safety appraisal department (or appraisal qualification appraisal organization) issued a certificate of housing safety appraisal, certificate of title to the premises, repair the cost of housing invoices or receipts.
Baidu Encyclopedia-Guangzhou Housing Provident Fund Withdrawal Service Guide