2, Article 198 of the Criminal Law provides that: one of the following circumstances, insurance fraud activities, the amount is larger, shall be sentenced to less than five years of fixed-term imprisonment or detention, and shall be sentenced to 10,000 yuan or more than 100,000 yuan fine; the amount is huge or other serious circumstances, shall be sentenced to more than five years to less than ten years of fixed-term imprisonment and shall be sentenced to more than 20,000 yuan 200,000 yuan fine; the amount is particularly huge or other Particularly serious circumstances, shall be sentenced to not less than ten years of imprisonment, and shall be fined not less than twenty thousand yuan and not more than two hundred thousand yuan or confiscate property:
(1) the policyholder intentionally fictitious insurance subject matter, fraudulent insurance proceeds;
(2) the policyholder, the insured or beneficiary of the occurrence of an insurance accident to fabricate a false cause or exaggerate the extent of the loss, fraudulent insurance proceeds;
(C) the policyholder, the insured or the beneficiary to fabricate the insurance accident that has not occurred, fraudulent insurance benefits;
(D) the policyholder, the insured intentionally cause property damage insurance accident, fraudulent insurance benefits;
(E) the policyholder, the beneficiary intentionally caused the insured person's death, disability or disease, fraudulent insurance benefits.
If any of the acts listed in the fourth and fifth subparagraphs of the preceding paragraph constitutes other crimes at the same time, he shall be punished in accordance with the provisions on the combination of several crimes.
If the unit commits the crime in the first paragraph, the unit shall be sentenced to a fine, and the directly responsible person in charge and other directly responsible persons shall be sentenced to less than five years of imprisonment or detention; if the amount is huge or there are other serious circumstances, the unit shall be sentenced to more than five years or less than ten years of imprisonment; if the amount is particularly huge or there are other particularly serious circumstances, the unit shall be sentenced to more than ten years of imprisonment.