A basic condition for reimbursement of medical insurance
Medical insurance reimbursement usually needs to satisfy some basic conditions, such as the status of participation, payment records, medical expenses incurred in the scope of the medical insurance policy, and so on. These conditions are not directly related to the possession of a social security card. Therefore, even if you don't have a social security card, you may still be eligible for reimbursement as long as you meet the other conditions set forth in the health insurance policy.
Second, no social security card how to reimbursement of health insurance
For the case of no social security card, health insurance reimbursement of the specific process may vary from region to region. Generally speaking, you can reimburse yourself through the following ways:
1. Go to the health insurance agency: Bring your personal identification, medical expense invoices, diagnostic certificates and other related materials to the local health insurance agency to apply for reimbursement. The medical insurance agency will review the application materials and calculate the amount of reimbursement according to the policy.
2. Use of electronic vouchers: Some regions have already realized the use of electronic vouchers for health insurance, and even if you don't have a physical social security card, you can still display electronic vouchers on your cell phone and other electronic devices to settle medical expenses and make reimbursements.
It should be noted that not having a social security card may affect the convenience and efficiency of reimbursement. Therefore, it is recommended to apply for a social security card as soon as possible for better enjoyment of health insurance benefits.
Three suggestions to improve the efficiency of health insurance reimbursement
In order to improve the efficiency of health insurance reimbursement, the following are some suggestions:
1. Apply for the social security card in time: Apply for the social security card as early as possible to ensure that it can be used without any problem when reimbursement is needed.
2. Understand the health insurance policy: Pay attention to the changes in the local health insurance policy, and understand the conditions, process and proportion of reimbursement and other information.
3. Take care of the relevant materials: Keep the invoices, diagnostic certificates and other relevant materials in a safe place so that you can provide them in time for reimbursement.
In summary:
Medicare can be reimbursed without a social security card, but the exact process and percentage may vary depending on the region and healthcare policy. In order to improve the efficiency and convenience of reimbursement, it is recommended to apply for a social security card as soon as possible and pay attention to the changes in local health insurance policies. Meanwhile, keeping the relevant materials in a safe place is also an important part of ensuring smooth reimbursement.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 23 stipulates:
Employees should participate in the basic medical insurance for employees, and the employer and the employee should pay the basic medical insurance premiums in accordance with the state regulations***.
Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.
Article 27 stipulates:
Individuals who have participated in the basic medical insurance for employees and have paid contributions for a total of a specified number of years by the time they reach the legal retirement age shall no longer be required to pay the basic medical insurance premiums and shall enjoy the basic medical insurance benefits in accordance with the provisions of the state; those who have not yet reached the specified number of years shall be allowed to pay the premiums for as long as the state has specified.