1, medical insurance
Medical insurance refers to a type of insurance in which the insurance company and the head abercrombie and fitch people pay benefits according to the medical expenses agreed upon by both parties. Generally, when the insured person has an accident or illness to seek medical treatment, the insurance company will need to pay the insurance premium.
Medical insurance is also divided into fixed payment medical insurance and compensation medical insurance. Usually, the insurance company pays the insured person's medical expenses, hospitalization costs, surgical costs, medical equipment costs and nursing costs.
2, disease insurance
Disease insurance is more commonly known as critical illness insurance, mainly to the insured person occurs a major disease or minor illnesses and other diseases as a type of insurance, usually diagnosed as compensation, and a one-time payment.
Disease insurance payment amount is often relatively large, usually hundreds of thousands of dollars or even millions, and the need for underwriting before enrollment, the insured's health status has more stringent requirements.
3, income protection insurance
Income protection insurance refers to the insured because of the accident caused by the loss of ability to work, so the loss of income or income reduction, the insurance company to pay a kind of insurance.
Income protection insurance is usually sold in conjunction with critical illness insurance to compensate for the insured's finances.
4, long-term care insurance
Long-term care insurance refers to the insured person due to illness or accidental loss of daily life, need to hire a person to look after, this time the insurance company in accordance with the agreement to pay the corresponding financial expenses to compensate.
Generally, long-term care insurance is divided into four levels: medical care, intermediate care, nursing care and home care.
What is included in health insurance, I believe that after reading the above introduction you already have a clear idea in your mind. Kunlun health insurance said, health insurance coverage is still relatively broad, there are many health insurance products on the market, you can according to their own financial situation and actual needs to comprehensive choice.