According to the query related public information shows that the credit report can objectively reflect a person's credit status, including a person in the community in all aspects of credit information, there are loans and credit card application records, there has been the occurrence of borrowing and repayment of detailed information, this information is summarized in the credit report, when the individual needs to apply for a card to apply for a loan, the relevant institutions The information is summarized in the credit report, and when the individual needs to apply for a credit card again, the relevant institutions will query the individual's credit report as an important reference basis.
Credit is a specialized, independent third-party agency that builds credit files for individuals or businesses.