Can medical insurance reimburse emergency expenses?

yes. Medical insurance can be reimbursed for emergency or hospitalization, as long as there is a medical bill that meets the requirements. If the insured person's emergency expenses occur in the designated medical insurance institutions, they will be included in the general outpatient department for overall settlement and reimbursement after being audited by the medical insurance management department of the designated medical institutions. However, the insured person will not pay the emergency medical expenses incurred by the designated medical institutions in the general outpatient department of the non-medical insurance designated institutions.

the medical expenses incurred by the insured person who died after emergency rescue, the medical expenses incurred during the period from emergency observation to hospitalization observation, and the medical expenses incurred by the insured person in emergency treatment of approved diseases according to outpatient regulations are not included in the overall payment scope of general outpatient service. Emergency expenses can be reimbursed by medical insurance. As long as you see the medical expenses generated by outpatient service in designated medical insurance institutions, you can directly reimburse them at the time of settlement of general outpatient service. However, the expenses generated by outpatient service in non-medical insurance designated medical institutions cannot be reimbursed by medical insurance, and then you can bring your valid identity documents, outpatient medical records, invoices and social security cards to the local social security bureau to apply for reimbursement according to the process.

finally, if you have any other questions, please consult 12333.

Extended information:

Emergency expenses reimbursement:

1. Outpatient and emergency medical expenses: the part of the employees who meet the requirements of the basic medical insurance for more than 2, yuan in a year (from January 1 to December 31).

2. Example of settlement comparison: 5% of the personnel who have been dispatched to the road for more than 2, yuan will be reimbursed during the contract period, and 5% will be paid by the individual; In a year, the maximum amount of accumulated reimbursement for dispatched personnel for outpatient and emergency services is 2, yuan.

3. Insured personnel should properly keep the outpatient medical documents (including receipts and prescriptions below a large amount) that are treated in designated hospitals as medical expense reimbursement vouchers.

Outpatient specialized medical treatment for three kinds of special diseases: when the insured person needs to take anti-rejection drugs after radiotherapy and chemotherapy for malignant tumors, renal dialysis and kidney transplantation, the second-and third-level designated hospitals where the insured person is treated will issue a "disease diagnosis certificate", fill in the "Declaration and Approval Form for Special Diseases of Medical Insurance" and report it to the district medical insurance center for approval and filing. Outpatient treatment and drug collection for these three special diseases are limited to designated hospitals approved for treatment, and cannot be purchased at designated retail pharmacies. If the medical expenses incurred meet the prescribed scope of outpatient special diseases, they shall be settled with reference to hospitalization.