For the time being, we still need to refer to the auto insurance program for fuel cars, in addition to compulsory insurance must be purchased, commercial insurance and then purchase car damage insurance, third party liability insurance of 500,000 or 1 million, exemptions will be sufficient.
Since the electric power system of pure electric vehicles has gone through all kinds of rigorous testing during the research and development stage, there are more complete safety measures for problems such as fire, flooding, impact, and battery packs that may trigger spontaneous combustion of batteries, so the probability of spontaneous combustion of a pure electric vehicle may be smaller than that of a gasoline vehicle. The range of pure electric vehicles is shorter, and many models have positioning and remote locking functions, so spontaneous combustion and theft of vehicles are small probability events. Therefore, it makes little sense to buy spontaneous combustion and theft insurance.
Another point worth reminding is that, for the water-related insurance, which is common in ordinary car insurance, the new energy vehicle is not unable to buy, but it is useless to buy. The full name of the water-related insurance is "engine special loss insurance", that is, insurance that specializes in paying for the engine. The newest addition to the list is the newest addition to the list, the newest addition to the list, the newest addition to the list.
I hope this helps!