1. Application materials:
1, identification
2. Debit card
3, owing on the loan details
4. Property ownership certificate (house ownership certificate)
5. Deed tax payment certificate
6. If the spouse participates in the extraction, proof of marital status is required.
Second, the handling process
1, the applicant applies for relevant business at the central outlet (or through the "online service hall") and submits relevant application materials;
2. The center accepts and reviews the application materials. If the qualified materials are complete, the relevant business acceptance registration form shall be issued; If the materials are incomplete, inform them to fill in the corrected materials at one time; Do not meet the conditions, inform the reasons and return the materials; ?
3. The central auditor shall review the accepted materials, complete the business within 3 working days after meeting the requirements, and push the relevant notice information.
Extended information: application conditions
1. Employees repay personal housing provident fund loans (including revolutionary merchants' discount loans) or commercial bank housing mortgage loans at the place of deposit or domicile; ?
2. Employees who repay personal housing provident fund loans (including revolutionary businessmen's discount loans) or housing mortgage loans in commercial banks at the place of deposit or domicile shall apply for withdrawal of housing provident fund within 6 months from the date of repayment of loans; ?
3. If an employee repays a personal housing provident fund loan (including a revolutionary businessman's discount loan) or a housing mortgage loan in a commercial bank at the place of deposit or domicile, after withdrawing the balance stored in his housing provident fund account, the insufficient part can be extracted by his spouse; The total amount of housing provident fund accumulated by me and my spouse shall not exceed the total amount of loan principal and interest actually repaid in the current period; ?
4. For employees who have applied for local individual housing provident fund loans (including subsidized loans from public companies) and have not settled, when applying for withdrawal, the monthly deposit amount of not less than 12 months shall be retained in the borrower's deposit account at the time of loan registration; ?
5. If employees repay the principal and interest of housing mortgage loans of commercial banks in different places, they must still provide the deposit certificate or household registration certificate of employees or spouses in the place where they purchase houses; ?
6. Employees and their spouses who purchase houses in non-paid or non-registered places may not withdraw housing provident fund, except those who have obtained local housing provident fund loans (including discount loans from revolutionary businesses). ?
Zhejiang government service network-repayment of principal and interest of house purchase loan and withdrawal of housing provident fund