The uncertainty of entrepreneurial environment, the complexity of entrepreneurial opportunities and enterprises, and the limited ability and strength of entrepreneurs, entrepreneurial teams and venture capitalists are the fundamental sources of entrepreneurial risks.
1, financing gap. Entrepreneurs can prove the feasibility of entrepreneurial ideas, but they often don't have enough funds to commercialize them, which brings certain risks to entrepreneurship.
2. Study the gap. It mainly exists between research judgment based on personal interests and business judgment based on market potential. When an entrepreneur initially proves that a specific scientific breakthrough or technological breakthrough may become the basis of commercial products, he only stays at the demonstration level that he is satisfied with.
3. The gap between information and trust. There is a gap of information and trust between technical experts and managers (investors). In other words, there are two different types of entrepreneurs: one is a technical expert; The second is managers (investors). These two kinds of people have different education, and their expectations, information sources and expressions for starting a business are also different. If technical experts and managers (investors) can't fully trust each other, or can't communicate effectively, then this gap will become deeper and deeper, bringing greater risks.
4. Resource gap. The relationship between resources and entrepreneurs is just like the relationship between pigments and brushes and artists. Without pigments and brushes, artists can't realize their ideas even if they have them. The same is true of entrepreneurship. Without the necessary resources, entrepreneurs will be at a loss and there is no way to start a business.
5. Manage gaps. Management gap means that entrepreneurs are not necessarily excellent entrepreneurs and have excellent management ability. There are two main types of entrepreneurial activities: first, entrepreneurs use a new technology to start a business. He may be a professional in technology, but he may not have professional management skills, thus forming a management gap; Second, entrepreneurs often have some kind of "whimsy", which may be a new business idea, but they do not have outstanding talents in strategic planning or are not good at managing specific affairs, thus forming a management gap.
Second, the performance of entrepreneurial risk:
1, project selection is too blind: if you start a business without previous market research and demonstration, you will only decide the investment direction based on your own interests and imagination, or even make a decision on a whim, you will definitely hit a wall.
2. Lack of entrepreneurial skills: Many college entrepreneurs have low vision and high skills. When the business plan is put into practice, they find that they have no ability to solve problems at all. Such a venture is tantamount to an armchair strategist.
3. Financial risk: Whether entrepreneurs have enough funds to start a business is the first problem that entrepreneurs encounter. After the establishment of an enterprise, we must consider whether there are enough funds to support daily operations.
4. Lack of social resources: Enterprise creation, market development and product promotion all need to mobilize social resources, and college students will find it very difficult in this respect. Usually, you should take part in various social practice activities and expand your interpersonal range. Before starting a business, you can work in related industries for a period of time, and through this platform, you can accumulate contacts for your future business.
5. Managing risks: Although some college entrepreneurs are outstanding in technology, their abilities in financial management, marketing, communication and management are generally insufficient. These include: arbitrary decision-making, unreasonable information, unclear thinking, suffering from loss, improper employment, ignoring innovation, quick success, blindly following the trend, weak will and so on.
6. Competitive risk: How to face the competition is something that every enterprise should consider at any time, especially for new ventures. If the industry chosen by entrepreneurs is a highly competitive field, it is very likely that they will be strongly rejected by their peers at the beginning of their business.
7. Risk of team incompatibility: An excellent entrepreneurial team can make a startup develop rapidly. But at the same time, risks are also included. The greater the strength of the team, the greater the risk. Once the core members of the entrepreneurial team disagree on some issues and cannot reach a consensus, it is very likely to have a strong impact on the enterprise.
8. Risk of lack of core competitiveness: Core competitiveness may not be the most important issue at the beginning of starting a business, but it is the most important issue for seeking long-term development. Enterprises without core competitiveness will eventually be eliminated.
9. Brain drain risk: A large number of high-quality professionals or business teams are an important foundation for enterprise growth. Preventing the loss of professional talents and business backbones should be a problem that entrepreneurs should always pay attention to. In those enterprises that rely on a certain technology or patent to start a business, the loss of business backbone who owns or masters this key technology is the most important risk source of entrepreneurial failure.
10, the risk of consciousness: the risk of consciousness comes from invisibility, but it is powerful ... >; & gt
Question 2: What do you think should be done to prevent entrepreneurial risks? It is more reliable to take precautions from yourself.
The misunderstanding of starting a business
Entrepreneurship can't solve the problem of food and clothing. Working part-time is the best way to accumulate experience, and there is no contradiction between working part-time and starting a business.
Entrepreneurship can't make you independent, but it will make you lonely. The greatest success in life is self-reliance.
Entrepreneurship is to compete with yourself, to accept the beating of the boss, to accept the attention of tigers and flies, and to entangle with followers.
The best way to test whether it is suitable for starting a business is to climb a strange mountain alone at midnight. There are wolves on the mountain.
Starting a business will not improve your social status, and it will probably make you have a mental breakdown.
Entrepreneurship is the goal of life, not a temporary interest, but the process of pets becoming the lion king.
Entrepreneurship will not make people stronger, entrepreneurship just tests how strong you are.
Entrepreneurship is a game to realize your ideal after you have money, and it is not suitable for making a fortune. The success rate is less than 5%.
You don't need a partnership at the beginning of your business, you need to cooperate with others. The more people there are in the planning process, the lower the efficiency and the greater the cost.
Entrepreneurship needs the most basic thing: a steady stream of money. Experience, wisdom, contacts, channels ... can be bought with money.
The biggest enemy of starting a business is yourself: laity, greed, quick success, vanity, waiting to be saved and laziness.
There is a kind of entrepreneurship called gnawing at the old. There is a kind of entrepreneurship called escape. There is a kind of entrepreneurship called seeking death.
The principle of starting a business: your own money, your own suffering, your own loan, your own risk.
During the period of starting a business, we will not be in arrears with wages, arrears, crying for poverty, bowing our heads and ingratitude.
If you are not satisfied with your job, you can resign. If you fail to start a business, don't go to the rooftop.
Innovation can persist for a lifetime, and entrepreneurship has arrived twice.
You don't need to do big things to start a business. If you think it's a big event, it means it's tragic. Do every little thing well, and great things will naturally take shape.
for reference only
54 Lao Liu
Question 3: How to prevent the risk of agricultural entrepreneurship and carefully screen the scientific space for verification? In my mind, many creative entrepreneurs should take precautions in advance. How to deal with difficulties and setbacks and let us use them directly is the choice of entrepreneurial projects. The agricultural entrepreneurship guide at the end of the book can be used directly. Can let me better analyze my ability and quality. Understand the purpose and significance of business plan. Tell yourself that all kinds of things will happen in the process of starting a fast business. Then help us realize the causes of entrepreneurial risk. Let everyone learn to predict and guard against risks. Understand that it is necessary to analyze the market demand and social environment. There is also the specific method of selecting agricultural entrepreneurial projects, which is very detailed and diverse. Finally, teach us how to make a business plan from the aspects of project financing, personnel, operation mode and site selection. Are practical technology and scientific experience.
Question 4: How to prevent business risks? Business risk refers to the risks that may occur in the process of business management. Business risks usually include the following five types:
1, policy risk: refers to the impact of national policy changes on industries and products (macro-control and industrial policy orientation).
2. Market risk: refers to whether the products of the enterprise are marketable and competitive in the market (technology, quality, service, sales channels and methods, etc.).
3. Financial risk: refers to the difficulty of capital turnover or even bankruptcy (capital structure, asset-liability ratio, accounts receivable and cash flow problems, etc.) due to poor management. ).
4. Legal risk: it is due to carelessness when signing a contract and falling into the contract trap, which leads to serious economic losses of the enterprise (breach of contract, fraud and infringement of intellectual property rights).
5. Team risk: refers to core team problems, employee conflicts, loss and knowledge management.
Suggestion: In the process of enterprise management, we should firmly establish risk awareness and take practical preventive measures to prevent business risks to the maximum extent.
1, establish and improve various rules and regulations of the enterprise, especially the contract management system, financial management system and intellectual property protection system.
2. Strengthen customer credit management. Mainly to establish customer files to understand the credit situation of customers.
3. Seriously sign and review all kinds of contracts signed by enterprises, and strengthen control and supervision in the process of contract performance.
Third, the basic methods to avoid business risks
Entrepreneurship has risks, but risks and opportunities coexist. The greater the risk, the more opportunities there may be. Because of this, many entrepreneurs know that there are tigers in the mountains and prefer to travel in the mountains.
A rational entrepreneur should not avoid risks, but should reduce risks as much as possible and actively guard against risks in business activities.
1, learn to analyze risks.
2. Be good at assessing risks.
It is necessary to predict the possible negative impact of risks through analysis.
For example, once the investment is wrong, how much loss may it cause? If the fund-raising cannot be recovered at maturity, how much economic loss may it cause? Once the payment can't be recovered, how much impact will it have on the working capital turnover? The bad circulation of capital turnover (cash flow) may cause harm and expected consequences to normal business activities.
3. Actively guard against risks
In order to guard against risks, we should take active countermeasures, such as objectively evaluating the investment plan, conducting in-depth and meticulous investigation on the market, formulating a reasonable management system, ensuring a virtuous circle of circulating funds, and mastering scientific decision-making procedures and methods.
Once there is a problem in one link, we should focus on the whole system. Take remedial measures to limit the spread of negative effects.
4. Avoid and transfer risks.
Risks are inevitable and can be passed on.
For example, property insurance is to pass on the risk of investment accidents; Buying goods on credit is the transfer of financing risk, and leasing instead of buying equipment is the transfer of investment risk.
As long as it is used properly, it can really minimize the risk of the company.
Question 5: What are the risks of college students' starting a business? How to prevent the obstacles encountered by college students in the process of starting a business are not only these ten points, but also the risk that enterprises may die at any time in the process of development. Keep a positive attitude, learn more and learn more excellent experiences.
Question 6: What risks should college students guard against when starting a business? 1. If college students start a business without previous market research and demonstration, they will only decide the investment direction based on their own interests and imagination, or even make a decision on a whim, they will definitely hit a wall. College entrepreneurs must do a good job in market research in the early stage of starting a business and start a business on the basis of understanding the market.
2. Generally speaking, the financial strength of college entrepreneurs is weak, so it is more appropriate to start with small funds and choose projects with low staffing requirements.
3. Many college students will choose to start a business in partnership. When starting a business in partnership, the finances must be clear. Many people will have conflicts because of financial problems. You should pay attention.
4. College students should not be cheated when choosing projects. I suggest you find an experienced person to inspect in many ways to avoid being cheated.
College students generally don't have much entrepreneurial experience, so when choosing entrepreneurial options for college students, remember not to choose industries that you are not familiar with.
Hope to adopt thank you!
Question 7: How to prevent the financial risk of enterprises Generally speaking, start-ups mainly refer to small and medium-sized enterprises engaged in high-tech innovation activities. Their role is to put forward high-tech ideas or achievements and provide the society with the capital demand for industrialization. With the participation of venture capital institutions, the transformation and industrialization of achievements will be implemented, and finally enterprises will get economic returns from technological innovation and industrialization of achievements through the operation of market mechanism. The biggest characteristics of start-ups are high investment, high risk and high income. As the core of start-ups, high-tech is always emerging, high-level and not yet fully mature, so its development changes rapidly and the degree of uncertainty is high. In addition, start-ups often face brand-new markets, which determine that there are many potential risks in the process of starting a business. Moreover, these risks are likely to run through the whole process of starting a business, and a little neglect of a certain risk may make a big mistake. Therefore, the analysis of the potential risks of start-up enterprises is the premise and foundation to guard against their existing risks. Prevention of external environmental risks The objectivity of external environmental risks forces us to establish a set of early warning management system to deal with internal environmental risks of enterprises, monitor and evaluate the impact of external environment on enterprises, and make clear the unfavorable environmental factors that enterprises face or may face, so as to establish an effective mechanism to prevent external environmental risks of enterprises and keep enterprises in a safe environment. The enterprise external environment early warning management system consists of two major task systems: early warning analysis and pre-control countermeasures. 1. Activities of early warning analysis. Early warning analysis is a management activity to identify, analyze and evaluate the external environmental risks of enterprises and make tips accordingly. It includes three stages: ① monitoring; ② Identification; ③ Diagnosis. 2. The activity content of pre-control countermeasures. The pre-control countermeasure is to correct and control the internal management activities of the enterprise in time and take effective management measures to deal with the changes of the external environment according to the results of early warning analysis. The activity goal of pre-control countermeasures is to realize the early prevention and control of various unfavorable external environmental changes, including three stages: organizational preparation, daily monitoring and crisis management. In addition to technical risk, financing risk is also one of the main risks faced by startups. With the intensification of financial market changes, people pay more and more attention to financing risk and its management, and how to measure financing risk has also become the focus of research. At present, there are two general measures: financial leverage method and debt management effect coefficient method. The degree of financial leverage law. Corporate financial leverage, also known as financing leverage, refers to the leverage of debt capital in corporate financing. The reason for its leverage is that the debt cost paid by enterprises from operating profit is fixed under the condition that the total amount of long-term funds remains unchanged. With the growth of earnings before interest and tax, the after-tax profits of enterprises will increase at a faster speed under the condition of fixed capital structure and unchanged debt interest, thus bringing greater financial leverage benefits to enterprise owners. Similarly, due to the role of debt financing, when the earnings before interest and tax declines, the after-tax profit declines faster, which may cause financial risks to enterprises. 2. Debt management effect coefficient method. The debt management effect coefficient refers to the ratio of the profit rate of equity capital of a startup enterprise to the operating efficiency of the startup enterprise. If the start-up enterprise has good production and operation conditions, strong profitability, good prospects for cash inflow and low financing risk; On the contrary, raising venture capital is more risky. The advantages of the above two methods are simple and easy to operate, but they can only judge the existence of financing risks, but can't specifically measure the size of financing risks. In the unpredictable financial market, the above methods can no longer meet the requirements of high-tech enterprises to strengthen fund-raising risk management, but need effective methods that are more convenient for quantitative analysis and evaluation.
Prevention of management risks: China's entrepreneurial enterprises have not developed for a long time and are still in the exploration stage in many aspects. At present, there are still many problems in the management of start-ups themselves. In order to better prevent risks, efforts should be made to improve them from the following aspects: 1. Prevention of market risks. Market risk is one of the most important factors that lead to the failure of entrepreneurial enterprises. For a start-up company. Developing the product market is a challenging undertaking. Most of the markets they open up are brand-new markets, and it is difficult to take the customer's demand as the market basis, which increases the uncertainty of the market. Therefore, it is very important to guard against market risks. Specifically, we should start from the following three aspects: ① strengthen the construction of marketing team and shorten the market acceptance time; (2) Strengthen the market strategy and cultivate the competitiveness of enterprises; (3) Market-oriented, complete the production and marketing budget. 2. Prevention of technical risks. Technical risk prevention means that decision makers identify and prevent technical risks in advance and take measures. & gt
Question 8: How to guard against the risks of career planning and prepare for starting a business? Before starting a business, it is best to know yourself, what your interests are, what your abilities are, and what your resources and contacts are; Then according to their own interests and some resources, decide the direction of entrepreneurship and set development goals; Then make plans to implement; Repeatedly conduct market research and modify the adjustment plan; Start implementation.
All this has been done, and naturally your risk is minimal.
Question 9: What are the risks of individual entrepreneurship? Everyone has a restless heart. Since the policy of "tens of thousands of yuan can register a company" was introduced last year, many people have the intention to be bosses. Of course, for grassroots entrepreneurs, many of them start from small fights, which may be a shop, an office, one hand or several guns, or a large company making small investments to do management and business. No matter what form, grassroots entrepreneurs are faced with the characteristics of less funds and weak anti-risk ability at the beginning. Any small accident may lead to the ruin of their infancy and the loss of venture capital accumulated for many years.
I won't talk about the common industry choice, shop location, market survey and evaluation. Below I mainly talk about the prevention of some small risks from my personal experience (some are bloody lessons, I have been in local newspapers or become a major local case) and what I have seen and heard, hoping to help those who are determined to start a business.
First, insurance is essential.
Many individual entrepreneurs ignore insurance, but buying insurance is a "small investment and big guarantee" and is essential. There are two kinds of insurance I am talking about here, one is employee personal insurance (industrial injury insurance, accidental injury insurance, hospitalization insurance) and the other is property insurance (theft and emergency rescue). Many small enterprises do not buy industrial injury or accidental injury insurance for their employees, although there are provisions in labor laws and regulations, let alone medical insurance. However, as a business owner, as long as the factual labor relationship is established and employees have accidents (work-related injuries, serious illness, robbery and death), enterprises can't get away from the relationship and pay a lot. My family used to run a red brick factory, and a temporary worker accidentally got involved in the feed inlet, which led to the closure of our brick factory (compensation, time and energy to deal with the incident). A friend of mine opened a shop, and the little girl who was guarding the shop at night was broken into and killed. Although the case was solved, it was my friend who paid compensation, which led to the closure of the shop. Therefore, for employees' personal insurance, you must buy it. Responsible for the company, responsible for employees, the cost is not high, hundreds of dollars per person a year. In addition to national social security, there are many commercial insurances to choose from. As for property insurance, you must buy goods with great value. As we all know, the public security environment in China requires hundreds of thousands of houses to be built at a premium of several hundred yuan a year. There are nearly 100 chain stores in my company, and the value of robbery (naked robbery during the day) is nearly one million. It is unimaginable without insurance compensation. In addition, everyone watches social news every day, and such cases abound.
Second, we need safety facilities.
Although buying insurance protects the company's property, it is not 100% compensation, and the underwriting time is long, and the premium will increase if something goes wrong (the insurance company is not a fool, she has actuarial procedures). Therefore, for some small enterprise warehouses or shops, safety facilities are also necessary. One of the more effective ones here is to strengthen the doors and windows (there are ways to do this, but unfortunately I can't make it clear here, and I must provide drawings), but if someone stays on duty, we must pay attention to the reservation of safety windows. The second way is to install a camera in a hidden place, but this method still can't solve the problem of prevention beforehand, and can only help tracking afterwards, but talking is better than nothing. At present, some security companies on the market don't offer high prices for closed-circuit monitoring systems, about four or five thousand yuan. There is also an alarm, which is cheap and has a family buzzer installed on the doors and windows. Doors and windows ring as soon as they are opened, as long as it is about ten yuan; The expensive one with magnetic contact or infrared alarm to answer the alarm call is of some use to inexperienced criminals. The price is between two and three thousand yuan. However, personally, security facilities such as alarms have little effect on recidivists and even gangsters who step on the spot, and will be cracked (never regarded as criminal instructions). Some shops in our company once installed a set of alarms of several thousand yuan, but the next day they found that the shops were still empty.
Third, we should be aware of preventing commercial fraud.
China is a society lacking in credit system. There are big liars and small liars in the society, and the means of deception are changing with each passing day. For small companies that have just been established, business development has been difficult, and it is easy to lose vigilance before some order fraud, resulting in losses. Here are four main reminders: First, new customers should make cash transactions as much as possible (pay attention to prevent counterfeit banknotes), and pay in one hand and deliver in the other. Secondly, the transaction method of cashier's check or cash check must be verified by the bank, and you should also master certain identification skills, such as clear seal and full name of the company. Cash checks need to be paid before delivery, because it is too easy to open a checking account at present, and some people cheat ... >>
Question 10: risk analysis and countermeasures in business plan. The risk in the business plan does not refer to the risk of the product, but to your own shortcomings as an entrepreneur, that is, your shortcomings. Your goods cannot be risky in the business plan. If the goods are risky, it means that the quality of your goods is not up to standard. For example, your risks are less experience, less funds, insufficient manpower, fierce competition in the industry, and so on. The way to deal with the lack of experience is to step up study, and the lack of funds can be solved by bank loans, loans and other financing means. The shortage of people is solved by recruitment, and the industry competition is fierce. Then we can solve it by opening up new ideas and developing new marketing channels.