Recently, Hundred Years of Life published a million medical insurance with a 6-year coverage period - Hundred Years of Hundred Medical Insurance Term Medical Insurance, which has a banner of "a policy, even insured for 6 years" so that many consumers are attracted to the million medical insurance! Let's take a look at the performance of Centennial MediShield Term Medical Insurance. Is it safe to take out a policy? Let's take a closer look at what it's really like.
All in all, the centennial hundred medical insurance term medical insurance product form diagram we first see:
Centennial hundred medical insurance term medical insurance accurately divided the responsibility, we seriously look at this term medical insurance what is different:
>>> centennial hundred medical insurance term medical insurance guaranteed to renew the policy for 6 years!
The Centurion Centurion Term Medical Insurance is a term medical insurance policy that can be renewed for 6 years!
As we all know, the underwriting conditions regarding the million medical insurance are very strict, especially for the middle-aged and old people, or the body has a previous illness for everyone, if there is any problem with the health condition, will make the next year's continuation of the insurance may not be able to carry out. In addition, if the product is not sold, it is not possible to continue the insurance.
Therefore, I think that when you are shopping for a million medical insurance, you should try to choose a "guaranteed renewable" product, because most guaranteed renewable products have the advantages of guaranteed renewal, guaranteed rates, guaranteed terms and conditions, and so on.
In other words, if you buy this "guaranteed six-year renewal" of the centennial medical insurance term medical insurance, if the insured person is not feeling well and the product stops selling the situation, perhaps the problem of claims and so on has occurred, the renewal of the policy will not be affected, the insured person in the six-year period can be renewed smoothly. It is worth mentioning that the insurance company will not increase the premium during the six-year guaranteed renewal period.
As far as the renewal conditions are concerned, you can take the well-done Centurion MediShield Term Medical Insurance into consideration!
Of course, there are a lot of million medical insurance products with good renewal conditions in the market, and policyholders can learn about this Fosun United Beyond Insurance 2020 medical insurance, which has a "guaranteed renewal for 6 years" protection.
Interested partners can understand ah ah:
"Beyond the insurance 2020 said comprehensive upgrade!
>>> > Centurion Term Medical Insurance offers Critical Illness Waiver
According to the terms of the policy, Critical Illness Waiver of Centurion Term Medical Insurance refers to the fact that if the insured person is diagnosed with one or more critical illnesses for the first time, and is covered by the claim, the premiums will be waived.
According to the terms and conditions of the policy, if the insured person is diagnosed with one or more critical illnesses for the first time and the claim is covered by the policy, he/she will be exempted from paying the premiums for the next period of time and the coverage will not change.
BenefitShield Term Medical Insurance has a Critical Illness Waiver policy, which reduces the financial pressure on the insured and protects those who are unfortunate enough to suffer from a critical illness.
Advantages know, we then take a look at the hundred medical insurance term medical insurance what are the disadvantages:
>>> hundred medical insurance term medical insurance enrollment conditions harsh
analysis of the hundred medical insurance term medical insurance sister only to discover, this million medical insurance has a harsh harsh conditions of enrollment: It stipulates that medical insurance category 1 occupations can only be insured!
The requirements for critical illness and accident insurance are stricter than those for medical insurance, and the vast majority of medical insurance policies on the market today offer 1-4 types of occupations, such as the Jingdong Allianz Unlimited 2021 medical insurance.
Look at the article below to learn more:
"The "Zhenai Unlimited 2021 Edition" medical insurance is actually a hidden secret!
The scope of people insured by BMI Term Medical Insurance is relatively limited, and at present, only 1 type of occupational groups can be insured, and this insurance requirement is not very loose, and not many people meet this requirement.
Summary: The guarantee responsibility provided by the term medical insurance is clear, mainly including general medical and critical illness medical, which is more suitable for customers who want to buy long-term protection for more than 6 years, and those who are more concerned about the exemption of critical illnesses.
Of course, if you are more concerned about the comprehensiveness of the coverage and want to have a cost-effective product, you can also pay more attention to the other million medical insurance on the market.
For those of you who are interested, check out this article:
"Comparison Table of Popular Million Dollar Medical Insurance Policies in China"! The domestic popular million medical insurance comparison table"
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