1. How to use the medical insurance card after retirement 1. The main purpose of medical insurance is to pay for outpatient medical treatment. 2. Medical insurance has other uses. You can use the money to buy medicines (over-the-counter drugs), medical equipment, thermometers, blood pressure monitors and other auxiliary examination equipment at designated pharmacies. You can also pay for self-paid items such as physical examinations. Personal accounts can pay for the following expenses: 1. Designated retail drugs... If you want to know more about how to use the medical insurance card after retirement, follow me. 1. How to use the medical insurance card after retirement 1. The main purpose of medical insurance is to pay for outpatient medical treatment. 2. Medical insurance has other uses. You can use the money to buy medicines (over-the-counter drugs), medical equipment, thermometers, blood pressure monitors and other auxiliary examination equipment at designated pharmacies. You can also pay for self-paid items such as physical examinations. Personal accounts can pay for the following expenses: 1. Drug purchases at designated retail pharmacies, outpatient and emergency medical expenses; 2. Used to purchase commercial insurance, accident insurance, etc.; 3. Medical expenses below the minimum payment standard of the basic medical insurance pooling fund ; 4. If the minimum payment standard of the basic medical insurance pooling fund is exceeded, the personal expenses payable shall be borne in proportion; 5. If the personal account is insufficient to pay, the person shall pay the part. The overall fund mainly pays for the following expenses: 1. Medical expenses for hospitalization; 2. Outpatient medical expenses for radiotherapy for malignant tumors, renal dialysis, and anti-rejection drugs after kidney transplantation; 3. Patients admitted to hospital after emergency rescue, and other expenses Medical expenses for the seven days before hospitalization will be observed. 2. What are the scope of use of the medical insurance card? 1. The medical insurance card can be used to purchase medicines at designated medical stores. Can I use the medical card to pay for some medicines purchased at the pharmacy? This IC card can also be used for outpatient services and payment for inpatient hospitalization. Part of the responsibility. Employees who participate in medical insurance should go to the local medical insurance designated hospital for medical treatment. They cannot be treated in any hospital. 2. As for how to use the IC card to see a doctor, the procedure is as follows: When an insured person is sick, he or she can go directly to the local designated medical institution with the medical insurance manual and IC card. The procedure is: Bring the medical insurance manual and IC card to the hospital's medical insurance office Registration - Check and verify the card - Pay the hospitalization deposit - Hospitalization - Self-pay items must be agreed and signed by the patient - Cash or IC card settlement threshold and self-payment proportion of the self-payment part - The hospital will advance payment within the scope of the overall plan - Settlement and discharge The settlement of hospitalization expenses adopts the post-paid service settlement method: (1) When the insured person is discharged from the hospital, the medical institution can only charge the following fees: the minimum standard fee, and the individual should bear the proportion of the bed fee exceeding the prescribed standard. Expenses for items used at one's own expense, and expenses not covered by the unified fund. The above expenses can be paid using personal accounts, and the shortfall must be paid in personal cash. Expenses paid by the unified fund shall be settled by medical institutions and medical insurance departments. (2) The hospitalization bed fee is paid according to the prescribed standards; (3) If the insured person is hospitalized more than twice in a year, from the second time onwards, the deductible is 50% of the current year's deductible standard; (4) When the insured person is discharged, designated medical treatment is provided The institutional medical insurance office should print out all expense lists in triplicate, one each for the medical institution, the medical insurance institution, and the insured person. (5) For emergencies, there are also specific regulations for medical treatment for people who have settled in other places.