There are advantages to Ankang Hospitalization Medical Insurance, but there really aren't any when you put it in the context of many medical insurance policies. First of all, I want to know about this product:
Ankang Hospitalization Medical InsuranceSocial Security Requirements for Insurance, Different Premiums for Social Security and No Social Security
Different Reimbursement Rates for Social Security and No Social Security
Only 180 days of reimbursement of hospitalization expenses in each policy year are insured
0 Deductibles
Social Security Requirements for Insurance, Different Premiums for Social Security and No Social Security DifferenceThe premium for a 30-year-old male as an insured is $1,878 with social security, and $1,612 without social security
Different reimbursement rates with and without social securityReimbursement rate with social security: 100% for medication within social security, 80% for medication outside of social security
Ratio of insurance without social security: 80% for medication within social security, 80% for medication outside of social security
Purchase choose to have social security, but the actual reimbursement did not use the social security reimbursement, reimbursement ratio is only 60%
Each policy year, only 180 days of hospitalization medical reimbursementMillion medical insurance premiums are relatively low, the age of 30 years of age to buy, about three hundred dollars in premiums, but there is a 10,000 deductible, and this product does not have a deductible.
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