What are the application conditions for a financial leasing license?

1. The industry description in the company name must be "financial leasing" or "lease", the minimum registered capital is 170 million yuan, and actual capital verification is required, and the operating period does not exceed 30 years;

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2. Have a non-residential house address that can be used for company registration and operation, and a real estate certificate and lease agreement are required;

3. Have a sound internal management system and risk control system and five senior executives with finance-related majors, and the senior executives have more than 3 years of management experience in finance or financial leasing companies;

4. Shareholders can be composed of enterprises or individuals, and the enterprise has the experience of engaging in financial leasing products Relevant industry background; stable source of funds, simple and transparent equity relationships, sound corporate governance structure, clear development strategy and profit model, and good integrity and taxation records;

5. Priority pilot areas include equipment for major shareholders Field background in manufacturing and sales, large-scale engineering construction and infrastructure construction, or serving small, medium and micro enterprises and rural agricultural modernization development, or serving strategic emerging industries such as energy conservation and environmental protection, new generation information technology, high-end equipment manufacturing, new energy and new materials ; Serving environmental protection, municipal administration, medical care, education, culture, elderly care and other fields or industries; serving the export of manufacturing products and the "going out" development of enterprises; serving various national key development new areas, national economic reform and development pilot zones, and national-level Economic construction services in economic and technological development zones;

6. The parent company’s operating conditions of the previous year (operating income, profits, asset-liability ratio, including tax status) and planned financial leasing business must be fully explained The main consideration is the main business areas, business models, funding sources, overall business development plan for the next three years, and internal management systems such as risk control of the proposed pilot company.