Many people will ask, we have social health insurance, why do we need to buy commercial health insurance for major illnesses, it is not a waste of time and money. I solemnly tell you, this is the wrong point of view, this is why? What are the good big disease critical illness insurance recommendations, I just organized the relevant content, I hope to help you: the top ten insurance companies "worth buying" the popular big disease critical illness insurance inventory!
Why buy commercial medical insurance for major illnesses, three reasons to tell you
As the saying goes, the ground called three times, fate has been generated. Perhaps it can be said that as soon as we are born, everything is already predestined by God as to what we will be in the future. But this is all superstition. Our human life is unpredictable, in the face of the current pollution of the environment, the probability of human infection of disease increases, expensive medical bills, the best way to solve these problems is to buy a commercial medical insurance, then why do we choose to buy critical illness insurance? I utilize three reasons to tell you.
Rationale one
Nowadays, the age of the occurrence of major illnesses is getting younger and younger, whether it is the people around us or a variety of celebrities, countless examples are proving that major illnesses are not as far away from us as we think. And now the environmental pollution is very serious, coupled with the pressure of people's life is also more and more, the pace of life is also more and more rapid, poor personal habits and genetic factors, the incidence of serious illnesses more and more high. In fact, as long as people live, there will be health problems, according to the survey shows that the proportion of a person who suffers from a serious illness is 72.18%.
Rationale 2
Some people ask why they need to buy critical illness insurance when they have health insurance. To put it in layman's terms, social security is just rice and commercial insurance is the dish. If you want to get a broader and more comprehensive protection, then commercial insurance such as major illness and critical illness insurance is indispensable. Medical insurance and social security can only provide the minimum standard of medical services in the local area, and you can neither choose a hospital outside the country that is more suitable for you, nor can you use the more advanced medicines and medical equipments that are not designated by the social security. At the same time, they also have to bear the cost of nutrition, self-payment of medical expenses and other expenses.
Rationale 3
Purchased a major disease insurance, because the commercial major disease insurance claims can be paid in advance, as long as the insurance terms and conditions of the coverage can be a one-time access to the insurance company's claims, not only do not need to advance their own medical costs after the disease, but also more importantly, to reduce the burden of personal medical expenditures. Insurance companies which is strong, I just happened to organize the relevant content, I hope to help you: the latest list! The top ten insurance companies in the country
Critical illness insurance is like a life-saving straw when we suffer from a serious illness, he can provide us with the most basic economic subsidies, to avoid because of the disease and affect the family's original life.