What traps should Lian insurance housekeeper beware of?

With the development of Internet, online insurance has become a very common thing. So what kind of insurance third-party platform is more reliable? How to choose a reliable third-party platform?

Next, senior sister will take Lian insurance housekeeper as an example to discuss this issue with you.

1. Is Lian Insurance Manager reliable?

Approved by China Banking and Insurance Regulatory Commission, Lian Insurance Manager is a third-party Internet insurance manager service platform, which helps customers solve various difficulties in the process of insurance purchase, policy management and reporting claims, and brings protection to customers' consumption rights and interests, with a registered capital of 50 million yuan.

Generally speaking, Lian insurance manager belongs to insurance brokerage service provider, and his business in China is insurance, reinsurance and risk management consulting.

So, what services will Lian insurance manager bring to customers?

First of all, the artificial housekeeper of Lian insurance manager will first understand the customer's financial situation and living conditions, and configure several customized solutions for customers according to individual needs. In addition, Lian Insurance Manager is also equipped with a policy custody function, which customers can use when they want to view all their policies and those of their families.

Lian insurance manager summarized the application rules and required materials of each company. If claims are involved, it will help customers report the case and contact the rescue. For example, in cases involving compensation disputes, it is said that the legal aid provided by the cooperative lawyer of Lian Insurance Manager to customers is free.

Although the strength of Lian insurance manager is not bad, is it really safe for this kind of insurance to buy insurance from the media platform? Look here and you will know:

"Is insurance reliable from the media platform? Is it safe to buy insurance? How is the service? 》

Second, what is an insurance brokerage company?

The introduction of Lian 'an Insurance Manager Senior Sister is over. Maybe you have a general understanding of insurance brokerage companies? Don't panic, the seniors below will introduce the contents of insurance brokerage companies in the future.

An insurance brokerage company is an "insurance intermediary company" approved by the China Insurance Regulatory Commission, and its registered capital must be above 50 million RMB (inclusive). It is a very representative third-party insurance platform.

The difference between an insurance brokerage company and an insurance company is that the latter only sells its own insurance products, while the former sells the products of several insurance companies to recommend and match insurance to users.

The company behind Lian insurance manager belongs to insurance brokerage company. Although it is convenient to buy insurance in an insurance brokerage company, there are different insurance brokerage companies in the market. Choosing a reliable insurance brokerage company requires great efforts:

How to choose a good insurance brokerage company? 》

3. How to buy insurance in Lian Insurance Manager?

However, if you want to get insurance from Lian insurance manager, how can you buy it?

Lian Insurance Manager Platform has a small-scale "boutique supermarket", which is actually an insurance sales supermarket. We can directly query and compare products ourselves. Buy a long-awaited or more suitable insurance.

In fact, it is very convenient to configure insurance on Lian insurance housekeeper. Although it is very fast to configure insurance based on third-party insurance platforms such as Lian Insurance Manager, insurance cannot be bought indiscriminately, and insurance suitable for people of all ages is also different.

For example, when adults buy insurance, it is best to take out protection insurance, just like critical illness insurance, medical insurance, accident insurance and life insurance. If there is spare money on hand after the equipment is completed, it is recommended to buy financial insurance.

There is a difference between old people and children buying insurance and adults buying insurance. These groups are not the main source of family economy, so they are not suitable for buying life insurance.

Fourth, reveal the list of insurance platforms.

At present, there are many third-party insurance service platforms in the market, which are not only beneficial to security managers, but also good and trustworthy insurance brokerage companies such as Mingya, Datong, Xueba Insurance and Wutongshu. You can relax and start insurance with these insurance brokerage companies.

Among all kinds of insurance brokerage companies, which one ranks first in strength?

In fact, we can't judge that an insurance platform must have its own characteristics or be the vanguard just by its reputation. We should examine the insurance platform from many angles, such as word of mouth, service, company strength, market share and so on.

Here, Senior Sister teaches you a small coup to inspect the insurance consulting platform. Interested friends don't miss:

A good insurance consulting platform must meet three requirements, otherwise it will be difficult to settle claims! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: Xueba said that insurance costs less, buy the right insurance!