Additionally, if the owner pays for the repairs themselves, then the replacement parts can be taken away by themselves, without having to negotiate with anyone else.
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Commercial insurance:
Commercial insurance is an indeterminate insurance, which is divided into the basic insurance and additional insurance, of which the additional insurance can not be independent insurance. The basic insurance includes third-party liability insurance and vehicle damage insurance (car damage insurance); additional insurance includes total car theft insurance (theft insurance), car liability insurance, no-fault liability insurance, car cargo falling liability insurance, glass breakage insurance, vehicle stopping loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, exemptions special insurance. We usually say the compulsory insurance (i.e. compulsory insurance for motor vehicle traffic accidents) also belongs to the broader third-party liability insurance, compulsory insurance is a mandatory insurance, motor vehicles must be purchased to be able to drive on the road, annual inspection, household, and in the event of a third-party loss of need to pay claims, you must pay for compulsory insurance and then pay for the other types of insurance.
Compulsory insurance
Compulsory insurance [the full name of compulsory insurance for motor vehicle traffic accident liability] is the first compulsory insurance system in China, which is stipulated by the national law.
The Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability [hereinafter referred to as "the Regulations"] stipulate that compulsory insurance is a mandatory liability insurance for the insured motor vehicle to compensate for personal injury or death and property damage caused by a road traffic accident to a victim [excluding the vehicle's occupants and insured] within the liability limit.
Vehicle damage insurance
Vehicle damage insurance refers to the insurance vehicle suffered insurance liability within the scope of natural disasters (excluding earthquakes) or accidents, resulting in the loss of the insured vehicle itself, the insurer in accordance with the provisions of the insurance contract to pay compensation. This is just the opposite of the third party is to take care of their own, if you love their own car to buy.
Third party liability insurance
Responsible for the insured vehicle in the use of the accident caused by others (i.e., the third party) personal injury or death, or direct damage to property liability. Crashing into a car or a person is the most frightening thing when driving, not to mention the loss of one's own car, but also to spend a large amount of money to compensate for the loss of others. Because compulsory insurance (2008 version) in the third party's medical expenses and property damage on the compensation is low, in the purchase of compulsory insurance can still be considered to buy third party liability insurance as a supplement. It is a variable value insurance, divided into basic insurance and additional insurance, of which additional insurance cannot be insured independently. The basic insurance includes third-party liability insurance and vehicle damage insurance; additional insurance includes total car theft insurance, vehicle liability insurance, no-fault liability insurance, liability insurance for falling cargo, separate glass breakage insurance, vehicle stopping loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, and non-discountable special insurance. We usually say the compulsory insurance (i.e. compulsory insurance for motor vehicle traffic accidents) also belongs to the broader third-party liability insurance, compulsory insurance is a mandatory insurance, motor vehicles must be purchased to be able to drive on the road, annual inspection, household, and in the event of a third-party loss of need to pay claims, you must pay for compulsory insurance and then pay for the other types of insurance.
Compulsory insurance
Compulsory insurance [the full name of compulsory insurance for motor vehicle traffic accident liability] is the first compulsory insurance system in China, which is stipulated by the national law.
The Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability [hereinafter referred to as "the Regulations"] stipulate that compulsory insurance is a mandatory liability insurance for the insured motor vehicle to compensate for personal injury or death and property damage caused by a road traffic accident to a victim [excluding the vehicle's occupants and insured] within the liability limit.
Vehicle damage insurance
Vehicle damage insurance refers to the insurance vehicle suffered insurance liability within the scope of natural disasters (excluding earthquakes) or accidents, resulting in the loss of the insured vehicle itself, the insurer in accordance with the provisions of the insurance contract to pay compensation. This is just the opposite of the third party is to take care of their own, if you love their own car to buy.
Third party liability insurance
Responsible for the insured vehicle in the use of the accident caused by others (i.e., the third party) personal injury or death, or direct damage to property liability. Crashing into a car or a person is the most frightening thing when driving, not to mention the loss of one's own car, but also to spend a large amount of money to compensate for the loss of others. Because the compulsory insurance (2008 version) in the third party medical expenses and property damage compensation is low, in the purchase of compulsory insurance can still consider buying third-party liability insurance as a supplement.