What is the payment period for the extension of auto insurance? Ping An Insurance?

1, Ping An Insurance's auto insurance deferred payment period is not clearly defined, and it will be invalid when it expires last year, but it is better to apply in advance. Auto insurance is paid once a year and separately every year. Your car can't be guaranteed until it is re-insured. Auto insurance has to pay the premium before it expires every year. If you fail to pay compulsory insurance, you will be fined. If you don't pay commercial insurance, there will be no insurance company to help you settle your claims.

2. Motor vehicle insurance, that is, "auto insurance", is the means of transport insurance marked by the motor vehicle itself and its third party liability. Its insurance customers are mainly legal persons and individuals who own various motor vehicles; The subject matter of insurance is mainly various types of cars, but it also includes special vehicles such as trams, battery cars and motorcycles. Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles and special vehicles. On March 20 12, the CIRC issued the notice on strengthening the management of commercial insurance clauses and rates for motor vehicles and the model clauses for commercial insurance for motor vehicles, which promoted the reform of auto insurance.

3. Motor vehicle insurance generally includes compulsory insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. The basic risks are divided into vehicle loss insurance and third party liability insurance, vehicle theft and emergency rescue (theft and emergency rescue) and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).

Additional risks include glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, water-related insurance, no-fault liability insurance, vehicle cargo drop liability insurance, vehicle stop loss insurance, new equipment loss insurance, special insurance without deductible, etc. Glass breakage insurance, spontaneous combustion loss insurance and new equipment loss insurance are additional risks of body loss insurance, and these additional risks can only be insured after vehicle loss insurance is insured. Vehicle liability insurance, no-fault liability insurance, vehicle cargo drop liability insurance, etc. It is an additional risk of third party liability insurance, and these additional risks can only be insured after the third party liability insurance is insured; Each risk can be insured independently without deductible.