1, in many loan contracts, Ping An Puhui will indicate the default payment calculation of early repayment, you can check the contract;
2, call the customer service phone number of Ping An Puhui loans. Ask the customer service staff to help check the default payment calculation of their own products;
3, through the Ping An Puhui loan WeChat public number to contact the loan specialist, to ask them how much is the default payment for early repayment of Ping An Puhui loans.
After the introduction of the content about the default penalty, Xicaijun will introduce you to the specific method of early repayment.
1, through the computer login Ping An Puhui loan website, in the personal loan account to find the order to be returned early, according to the amount of the system prompted to return the remaining loan principal, interest, and early repayment of the liquidated damages.
2. Download and log in to the Ping An P&P mobile app, enter your loan account, find the loan order you intend to return early in the order section, and choose to repay all of it.
3. Contact the account manager who provides the service for you, and go to Ping An P&W's offline business outlets to make repayment.
Extended Information:
Peace of Mind P&P, which is now available to the general public, is the first of its kind in China. p>Ping An Puhui, has established a complete set of risk management mechanisms including credit risk management and credit management system. This includes a centralized wind control mechanism that runs through the entire process of credit before, during and after the event, adopting a cyclical risk management methodology, and dynamic monitoring of customer information in an all-round and uninterrupted manner through the "three lines of defense" of the regular business department, the approval and wind control center and the risk control department.
In addition, Ping An P&P's big data advantages accumulated over the past 11 years innovate the risk control model and draw on the leading technology of the international consumer credit industry to continuously optimize our risk control model, so that customers can be in the model, to obtain more dimensions of the assessment, and to continuously improve the centralized risk control and management mechanism of the Credit Risk Management and Audit Credit Management System.
Meanwhile, the scorecard model used by Ping An in the field of inclusive finance draws on the leading technology of the international consumer credit industry and combines with its own business data accumulated over the years to comprehensively assess customer risk based on credit records, customers' natural attributes, and third-party big data information.
Reference:
Peace of mind, PingAn's consumer credit card model is based on a comprehensive assessment of a customer's risk based on the customer's natural attributes. p>Peace HP - Baidu Encyclopedia