Pacific Life recently released a new proton heavy ion medical insurance called Quality Assurance 2021 Proton Heavy Ion Medical Insurance. the 19 year old version was also launched at a price of $9.90, with a reimbursement of 3 million dominating the market.
So how is the protection performance of this product, and is it a good idea to enroll in a policy that loses money?
Want to know about this product in advance, take a look at this article first!
What about Quality Assurance 2021? Don't get ripped off and not know it!
One, how is the JPMC 2021 Proton Heavy Ion Medical Insurance Coverage
After learning more about it, let's go back to our topic, and the highlights are on the chart first.
Proton 2021 medical insurance
Based on the above chart, you can clearly see that this is an insurance policy that specializes in protecting proton heavy ions and does not provide general medical and critical illness medical coverage, and now let's delve deeper into this product coverage!
1.? Proton heavy ion protection is more comprehensive
Proton heavy ion technology we first understand: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors for radiation therapy, the world's top recognized "cancer tool". This technology passes through the normal tissue when the damage is small, and all the rays are concentrated in the cancer, the damage to the human body will be reduced to a minimum, and the effect of the treatment of cancer to play to the extreme.
The growing problem of domestic medical difficulties and the emergence of the trend of medical treatment in Japan, the number of people exploded in 2016 to choose to go to Japan for treatment. The number of people going to Japan for medical treatment has quintupled the number of people in 2015, the number of people is probably more than 500,000 people. Medical treatment in Japan has been a popular trend, not to mention that the technology is more mature relative to our country, the charge is also lower than our country's cancer proton heavy ion therapy.
In recent years, the World Health Organization (WHO) has been evaluating the level of medical care in the world, and Japan has been in the first place for a number of years; the number of facilities dedicated to the treatment of proton and heavy ion therapy in Japan and the level of technology is excellent, so people will be more inclined to go to Japan for cancer treatment.
According to the analysis results given by the relevant industry, China's proton and heavy ion therapy equipment is not introduced much, and the experience of treatment is not a lot, compared with the proton and heavy ion therapy in other countries there is still a certain gap, which is in fact still because of the two aspects:
One is that China's proton and heavy ion therapy to treat the disease of the organization is not a lot of, and the number of cases is also not One is that there are not many institutions in China that use proton heavy ion to treat diseases, and the number of cases is also not very large, so the relevant medical personnel in our proton heavy ion centers lack experience.
On the other hand, we now find that the performance of our proton heavy ion centers in treating patients is still somewhat limited in all aspects, and the treatment of patients is now dominated by patients with early stage and single lesion, but fewer patients with middle and late stage lung cancer are treated, or even none.
At present, many medical insurance policies only have the domestic proton ion medical insurance, and the benefit is only one million, we can see the sight of the quality of peace of mind 2021 proton ion medical insurance, which not only includes the domestic specific hospital proton ion 100% compensation ratio, but also has 21 Japanese designated proton ion medical institutions 100% compensation ratio protection.
If you want more excellent proton reion technology, at the moment, many medical insurance policies are not able to meet this requirement, however, the Pacific ProtonMed 2021 Proton Reion Medical Insurance can provide comprehensive protection in this regard to a large extent.
2.? Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are very general, and cannot ensure renewal, if the product is discontinued, or the insured reaches the age of 60, the idea of not being able to continue to buy this product, this product is not the same as other medical insurance products on the market, which do not guarantee the renewal of the policy, but can be renewed up to the age of 100 years. Its renewal conditions are even less attractive when compared to other health insurance policies, so you shouldn't expect this policy to give you long-lasting protection.
For the renewal conditions, you need to know in advance, you can read this article to prevent being pitched:
"How to Renew Medical Insurance, What to Pay Attention to?
Two, Taiping quality peace of mind 2021 proton heavy ion medical insurance is worth buying
In general, Taiping quality peace of mind 2021 proton heavy ion medical insurance coverage: proton heavy ion, not too recommend that you will be this as the only health care insurance, the protection of a comprehensive The supplemental coverage of a multi-million dollar medical insurance policy is all it can be.
Especially for this year's global epidemic has not been fully controlled, the treatment abroad itself carries a certain degree of risk, do not think of going to Japan to treat the disease.
In the current situation, I think this medical insurance is not suitable to start, you can pay more attention to the comprehensive protection, value-added services practical excellent million medical insurance.
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