Medical insurance is a kind of compensation for the medical expenses of disease. The medical expenses of Chinese workers are borne by the state, units and individuals, reducing the burden on enterprises and avoiding waste.
The city's basic medical insurance premiums contributing units and workers **** the same payment. The proportion allocated to the individual account is generally about 30% of the employer's contribution, the specific proportion is determined by the coordinating area according to the scope of payment of the individual account and the age of the employee and other factors. Employers and insured employees should fulfill their obligations to pay contributions in good faith,
When they do not pay or fail to pay medical insurance premiums, the funds in the employees' individual accounts stop being credited. For the insured to be used exclusively for payment of outpatient medical expenses, the cost of medicines purchased at designated pharmacies, outpatient medical expenses for special diseases and the portion of hospitalization expenses that should be borne by the individual. Employees in the co-ordination area within the scope of the transfer of work, the individual account with the transfer.