Shanghai has launched the Shanghai Benefit Insurance, an insurance policy where you pay more than 100 dollars a year and you get a year's worth of coverage. This is not like a medical insurance policy, which itself protects against traditional diseases, but it's a joint venture with an insurance company to provide coverage for rare diseases as well as medical reimbursement for major illnesses.
The reason why rare diseases are called rare is because they are relatively rare and the drugs for them are very expensive. Because the pharmaceutical companies themselves developed this rare disease drugs, invested a lot of money, billions of tens of billions of dollars, may only develop such a useful new drug, so in order to recover this cost in as little as 2 ~ 3 years, the price of their new drug pricing will be very expensive, tens of thousands of dollars or even say hundreds of thousands of dollars have a few thousand dollars of the kind of cheap,
All the drugs in the market are available in the market. It's sad that there are drugs for this rare disease, but you can't afford to use them.
The existence of such a Hu Huibao is to give you reimbursement for some of the special drugs for rare diseases, the price of the more expensive kind of reimbursement to you for the most part, so that gives hope for life. Although this rare disease contains a relatively small number of types, even in the rare disease in the more common that several diseases are within the scope of the reimbursement, but there is better than none ah, we do not want to use this thing, but the rare disease of the drug is indeed very expensive, life is full of accidents, afraid of an eventuality ah. So this still has a role to play.
There is also a role for the medical treatment of major illnesses that you yourself are hospitalized, sick, not what disease, you are sick and hospitalized after you will certainly have to pay the medical expenses, after spending money on medical insurance can give you reimbursement. That is, the so-called health insurance reimbursement, he can give you an average reimbursement of 50% to 60%, if the reimbursement of the money you have left more than 10,000 yuan, or to reach a certain standard to meet the trigger conditions, you can give you a part of the reimbursement, that is, so that you get a serious illness, hospitalization when the hospital can alleviate the burden of economic.