a mortgage in the narrow sense is the transfer of real estate to the name of the lender, and then when the loan is paid off, the real estate is transferred back to the name of the borrower (mortgagor).
If you need a small loan, we recommend you to use Qianhua without mortgage. The company is a large brand of credit services belonging to Baidu's Du Xiaoman Financial (formerly "Baidu Financial"), which can meet your daily consumption turnover of capital needs. It's a simple online application, no collateral, simple application materials, 30-second approval, and the fastest three-minute release. You can repay the loan in advance, and after repayment, you can restore the credit limit and borrow money on a recurring basis.
This question is provided by Money Flowers, I hope it helps you.