Ask for a Translation

Adverse selection refers to the client to identify potential agents condition endowment, the more inferior agents more easily become a reality agent , eventually led to the expulsion of the superior, general operator quality, ability is low phenomenon.In the medical market, not all hospitals will In the medical market, not all hospitals will provide high quality medical services in the hospital medical service quality, there is a great difference between, some hospital medical service quality is very high, some are relatively high. In the medical market, not all hospitals will provide high quality medical services in the hospital medical service quality, there is a great difference between, some hospital medical service quality is very high, some are relatively low, and the low quality of the hospital medical service quality will be the real information to cover up, the when The medical service market, the hospital to the patient advocacy, said of his medical service quality. Due to lack of medical information of patients, medical service quality information, therefore, unable to provide medical service quality information to the patients. medical service quality information, therefore, unable to decide which hospitals were true publicity, which hospital information is false, in this case, the patients can only according to the medical market in medical quality subjective decision, in accordance with the average price paid. When the differences in the quality of medical services were not in accordance with the average price paid. differences in the quality of medical services were patients with the same attitude, low quality of medical care because of cost advantage, may prevail. When the patient found the actual medical service is not good, will further reduce the entire market of medical quality estimate level lower, are willing to pay the price level, so the price of medical care may prevail. to pay the price level, so the cycle repeated, it could have cost is relatively high but the quality is quite good hospital were eliminated, leaving only the Visible in the doctor-patient relationship under asymmetric information, when the hospital providing low quality of medical services, which not only affects the quality of medical services, but also the quality of the hospital's medical services. Visible in the doctor-patient relationship under asymmetric information, when the hospital providing low quality of medical services, which not only affects the patients to the medical market average quality judgment, and lowered them to mean the quality of medical services price level, to provide high quality of medical services Under asymmetric information, when the hospital providing low quality of medical services, which not only affects the patients to the medical market average quality judgment, and lowered them to mean the quality of medical services price level, to provide high quality medical services of hospitals, is undoubtedly a blow. physician-patient information asymmetry, low quality medical service provides not only damage the interests of patients, but also destroyed the medical market order, leading to the low quality of medical services. Adverse selection explains the consequences of physician-patient information asymmetry, low quality medical service provides not only damage the interests of patients, but also destroyed the medical market order, leading to the low efficiency of the medical market.2.2 special adverse selectionIn fact, due to the serious information In fact, due to the serious information asymmetry between doctors and patients, patients with a lack of willingness and ability to search the lowest price, it may tend to direct the choice of relative regular big hospital to ensure high quality of service, although some smaller hospitals also have those common disease treatment capacity, which resulted in another form of the reverse. It may tend to direct the choice of relative regular big hospital to ensure high quality of service, although some smaller hospitals also have those common disease treatment capacity, which resulted in another form of the reverse selection, i.e. patients not to choose the most effective, lowest cost of hospital. Because if patients choose their own actual conditions close to home for the small hospital, can achieve the same therapeutic effect, but can save time, cost, is a kind of Pareto's improvement. Patients in the hospital doctor brand choice, select medical and high-tech equipment to high mentality, cause the competition between hospitals often to blame price way. Patients in the hospital doctor brand choice, select medical and high-tech equipment to high mentality, cause the competition between hospitals often to blame price way mainly. The hospital in order to attract doctors and patients tend to provide more can improve the hospital brand to the equipment, forming equipment idle The hospital in order to attract doctors and patients tend to provide more can improve the hospital brand to the equipment, forming equipment idle and waste, inducing excessive patient examination, causes the medical resource allocation The hospital in order to attract doctors and patients tend to provide more can improve the hospital brand to the equipment, forming equipment idle and waste, inducing excessive patient examination, causes the medical resource allocation inefficiency, also make the rising health care costs, and this part of the cost is passed on to the insurance or the patient burden. The current hospital choice of drugs, equipment more than the social optimum value is "expensive" is one of the reasons.2, moral riskMedical information will lead to medical service supplier induced demand. The medical service of the induced demand is the hospital from their own interests, consciously give patients more medical services, sometimes these medical treatment is not the best choice for the patient. The medical service of the induced demand is the hospital from their own interests, consciously give patients more medical services, sometimes these medical treatment is not necessary or is not reasonable, the hospital will give patients with some unnecessary excessive medical services, such as a large prescription, expensive medicines and so on, this is the medical service supply of moral risk. The first hospital of induced demand motive and power, at the same time in the condition of information asymmetry, medical service of decision-making power and medical cost control in hospital hospital with hands The first hospital of induced demand motive and power, at the same time in the condition of information asymmetry, medical service of decision-making power and medical cost control in hospital hospital with hands, induced demand conditions, therefore, under asymmetric information, hospital induced demand is inevitable, as shown in Figure 1Supposed to begin medical service supply, demand were S 0 and D0, the equilibrium price and quantity is P0 and Q0, the hospital has increased the supply of medical service of medical service supply, demand was S 0 and D0, the equilibrium price and quantity is P0 and Q0, the The hospital has increased the supply of medical service motivation, with excessive medical services in medical service prices will decline, which means that the hospital is facing a drop in medical service prices. that the hospital is facing a drop in income, therefore, in the information asymmetry next, the hospital will be induced demand, make the patient demand curve also moves to the right, the patient demand curve also moves to the right. curve also moves to the right, the formation of a new equilibrium ( P1, Q1 ).Medical service hospital moral hazard induced demand is a form of expression, in Medical service hospital moral hazard induced demand is a form of expression, in the medical information asymmetry, because hospital induced demand exists, the medical service supply increased, not only price decline, and prices will rise and medical services, from this perspective can well explain why the Chinese present medical expenses rapid growth.