Rural medical insurance off-site surgery

The new rural cooperative medical care (New Rural Cooperative Medical Care) needs to go abroad for surgery and must have a transfer order (transfer certificate) from the local hospital.

No matter what kind of medical insurance, must first in the local hospital, if the local hospital because of medical technology or medical equipment and other reasons, can not cure the disease, the local hospital will open the transfer order (transfer certificate) to the field of a higher level of hospitals, so that in the field of medical treatment (the first full amount of out-of-pocket payment) back to the local, with the transfer of the bill can be reimbursed. And the new rural cooperative medical care (new rural cooperative medical care) can be reimbursed twice, the reimbursement rate is higher. If you go to an overseas hospital for medical treatment or surgery without a transfer order from the local hospital, you will not be reimbursed when you return to your local area.

The reimbursement rate is related to the level of the hospital, which is different. For example, in a tertiary hospital, the reimbursement rate is about 65%, depending on whether there are any self-paying drugs or self-paying devices, and the reimbursement rate for Class B drugs is 10% after the first self-payment. New Agricultural Cooperative Hospital transfer in the field, back in the local municipal health insurance center after reimbursement, back to the certificate of the county Agricultural Cooperative Office for two reimbursement, but also reimbursement of about 15%.

Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"